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PB
Volume: 681.1K

Prosperity Bancshares (PB) Stock Forecast & Price Target

Prosperity Bancshares (PB) Analyst Ratings

Based on 10 analyst ratings
Hold
Strong Buy 10%
Buy 30%
Hold 40%
Sell 20%
Strong Sell 0%

Bulls say

Prosperity Bancshares is supported by a durable Texas and Oklahoma franchise, conservative underwriting, and a management team with a strong track record in credit, M&A, and regulatory discipline, which together underpin its long-term earnings resilience. Its 1Q26 margin expanded 21 bps to 3.51% and core NIM rose to 3.44%, while fee income, buybacks, and expected cost saves from the pending STEL acquisition should help drive earnings growth even as loans remain roughly flat in the near term. The investment case is further strengthened by solid capital generation, expected no provision for the remainder of FY26, normal deposit growth of 2-3%+, and potential post-deal upside from a combined balance sheet that can support higher NIM and improved ROTCE.

Bears say

Prosperity Bancshares is facing a weakening fundamental backdrop as organic loan growth remained negative, down about 6% q/q in 1Q26, and management expects balance-sheet growth to stay flat y/y because post-acquisition runoff offsets deal activity. Credit quality is also a concern, with $41.3M in net charge-offs in 1Q26, the largest in company history, driven by two idiosyncratic SNCs and several nonperforming assets tied to middle-market and real estate exposures. With fierce competition for larger loans, potential capital-dilutive deals, and asset sensitivity that could hurt earnings if rates fall faster, the stock’s earnings visibility and valuation support look fragile.

Prosperity Bancshares (PB) has been analyzed by 10 analysts, with a consensus rating of Hold. 10% of analysts recommend a Strong Buy, 30% recommend Buy, 40% suggest Holding, 20% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Prosperity Bancshares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Prosperity Bancshares (PB) Forecast

Analysts have given Prosperity Bancshares (PB) a Hold based on their latest research and market trends.

According to 10 analysts, Prosperity Bancshares (PB) has a Hold consensus rating as of Oct 24, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $77.60, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $77.60, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Prosperity Bancshares (PB)

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