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OPFI
Volume: 94.43K

OppFi (OPFI) Stock Forecast & Price Target

OppFi (OPFI) Analyst Ratings

Based on 2 analyst ratings
Hold
Strong Buy 0%
Buy 50%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

OppFi is well-positioned within the deep subprime marketplace, offering fully amortizing installment loans with upfront costs and no hidden fees to ~60 million underbanked Americans. With an average yield of 132% in 2Q26 and average loan size of $1,950, OppFi's positioning is distinct from both payday loans and mainstream credit options. They face risks such as potential slowdown in origination volumes due to changes in AI models, introduction of new products, and regulatory changes, but their mission-driven focus and attractive value propositions make them a strong player in the non-prime lending space.

Bears say

OppFi is facing intense competitive pressures and delays in the rollout of its new financial products, leading to a decrease in originations and a smaller top-line result. The company's core short-term installment lending product is losing share against competing products with lower monthly payments, causing a decline in revenue. Additionally, there are concerns about execution risk as the company attempts to introduce new products to counteract competition. These factors contribute to a negative outlook on OppFi's stock.

OppFi (OPFI) has been analyzed by 2 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 50% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of OppFi and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About OppFi (OPFI) Forecast

Analysts have given OppFi (OPFI) a Hold based on their latest research and market trends.

According to 2 analysts, OppFi (OPFI) has a Hold consensus rating as of Sep 14, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $10.25, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $10.25, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

OppFi (OPFI)

Volume: 94.43K

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