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OPFI
Volume: 650

OppFi (OPFI) Stock Forecast & Price Target

OppFi (OPFI) Analyst Ratings

Based on 2 analyst ratings
Hold
Strong Buy 0%
Buy 50%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

OppFi is facing competitive pressures in the short-term installment lending market, leading to a volume miss in the quarter and tighter credit standards. However, this is not a reflection of the company's credit performance, but rather a response to a more competitive environment. The company has maintained its 2026 guidance and has strong financials, with total revenue of $650M-$675M and adjusted net income of $153M-$160M. Risks to the company's achievement of target price include potential regulatory changes, credit risk, competition, interest rate fluctuations, reliance on bank partnerships and capital markets, and the use of fair value accounting.

Bears say

OppFi is facing multiple fundamental headwinds including higher than expected loan delinquencies and net charge-off rates, a slow rollout of its new line of credit product and bank acquisition, and increased competition in the lending market. These factors have led to a weaker-than-expected financial performance, with lower-than-expected originations, higher charge-offs, and a decrease in revenue and earnings. In addition, OppFi’s reliance on capital markets for funding and its use of fair value accounting pose potential risks to its future performance.

OppFi (OPFI) has been analyzed by 2 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 50% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of OppFi and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About OppFi (OPFI) Forecast

Analysts have given OppFi (OPFI) a Hold based on their latest research and market trends.

According to 2 analysts, OppFi (OPFI) has a Hold consensus rating as of Aug 25, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $10.25, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $10.25, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

OppFi (OPFI)

Volume: 650

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