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OPBK
Volume: 9.09K
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OP Bancorp (OPBK) Stock Forecast & Price Target

OP Bancorp (OPBK) Analyst Ratings

Based on 2 analyst ratings
Buy
Strong Buy 50%
Buy 0%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

OP Bancorp's stock outlook appears positive due to a significant 22 basis points (bps) expansion in net interest margin (NIM), driven by easing deposit competition and improved loan yields. The bank's total loans experienced a robust increase of 15.4% quarter-over-quarter, reflecting a strong demand for lending, particularly within its targeted small- and medium-sized business segments. Additionally, non-interest bearing deposits (NIBDs) rose by 14% on an average basis for the second consecutive quarter, indicating growing customer deposits and enhanced liquidity.

Bears say

The negative outlook on OP Bancorp's stock is primarily driven by a decline in earning asset yields, which dropped 4 basis points to 6.15%, and a contraction in loan yields due to nonaccrual interest reversals. Additionally, there are potential risks surrounding asset quality, increased competitive pressures impacting loan and deposit pricing, and a general weakening in loan demand that could hinder growth and profitability. Moreover, a reduction in expected SBA gains and constraints on balance sheet flexibility during rising interest rate environments further amplify the vulnerability of OP Bancorp's earnings prospects.

OP Bancorp (OPBK) has been analyzed by 2 analysts, with a consensus rating of Buy. 50% of analysts recommend a Strong Buy, 0% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of OP Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About OP Bancorp (OPBK) Forecast

Analysts have given OP Bancorp (OPBK) a Buy based on their latest research and market trends.

According to 2 analysts, OP Bancorp (OPBK) has a Buy consensus rating as of Dec 5, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $16.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $16.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

OP Bancorp (OPBK)

Volume: 9.09K

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