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OCFC
Volume: 307.32K

OceanFirst Financial (OCFC) Stock Forecast & Price Target

OceanFirst Financial (OCFC) Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 25%
Buy 25%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

OceanFirst Financial Corp has demonstrated a strong financial performance, with core fee income increasing by 7% quarter-over-quarter to $12.3 million and core pre-provision net revenue (PPNR) growing 12% to $31 million, exceeding prior forecasts. The bank also reported robust loan growth of $373 million, bringing total loans to $10.558 billion, supported by significant contributions from commercial and industrial loans as well as non-owner occupied commercial real estate. Additionally, the outlook for net interest income indicates a potential increase in the high-single digits, driven by an anticipated net interest margin improvement to around 3.00% in the first half of 2026.

Bears say

The financial outlook for OceanFirst Financial Corp is negatively influenced by several key factors. The company's net interest margin (NIM) is anticipated to decline modestly due to net deposit growth targets that are priced above current rates, alongside aggressive competition putting pressure on both asset yields and funding costs. Additionally, the potential risks stemming from macroeconomic conditions, specifically related to unemployment and the housing market, raise concerns about credit losses accelerating and adversely affecting profitability.

OceanFirst Financial (OCFC) has been analyzed by 4 analysts, with a consensus rating of Buy. 25% of analysts recommend a Strong Buy, 25% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of OceanFirst Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About OceanFirst Financial (OCFC) Forecast

Analysts have given OceanFirst Financial (OCFC) a Buy based on their latest research and market trends.

According to 4 analysts, OceanFirst Financial (OCFC) has a Buy consensus rating as of Dec 30, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $21.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $21.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

OceanFirst Financial (OCFC)

Volume: 307.32K

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