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OCFC
Volume: 469.77K

OceanFirst Financial (OCFC) Stock Forecast & Price Target

OceanFirst Financial (OCFC) Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 33%
Buy 33%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

OceanFirst Financial Corp has demonstrated solid financial metrics, with a core fee income increase of 7% quarter-over-quarter to $12.3 million, reflecting effective revenue generation and a robust pipeline for future growth. The company's net interest income (NII) also showcased a growth of $3 million to $90.7 million, with expectations of high-single-digit increases and a net interest margin (NIM) reaching approximately 3.00% or higher in the first half of 2026. Additionally, loan growth of 3.7% quarter-over-quarter, driven primarily by commercial and industrial lending, supports a positive outlook on the company's operational strength and profitability trajectory.

Bears say

OceanFirst Financial Corp is facing a negative outlook primarily due to expected modest declines in its net interest margin (NIM) driven by aggressive net deposit growth targets that exceed current rate levels. The bank's anticipated reduction in core earnings per share for 2026 reflects a decrease in fee income coupled with lower net interest income, particularly stemming from potential contraction in NIM during 4Q25. Additionally, macroeconomic risks, with a high dependence on regional economies, may lead to increased credit losses and pressure on profitability if unemployment rises or the housing market weakens.

OceanFirst Financial (OCFC) has been analyzed by 3 analysts, with a consensus rating of Buy. 33% of analysts recommend a Strong Buy, 33% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of OceanFirst Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About OceanFirst Financial (OCFC) Forecast

Analysts have given OceanFirst Financial (OCFC) a Buy based on their latest research and market trends.

According to 3 analysts, OceanFirst Financial (OCFC) has a Buy consensus rating as of Feb 7, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $21.33, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $21.33, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

OceanFirst Financial (OCFC)

Volume: 469.77K

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