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OCFC
Volume: 166.75K

OceanFirst Financial (OCFC) Stock Forecast & Price Target

OceanFirst Financial (OCFC) Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 25%
Buy 25%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

OceanFirst Financial Corp demonstrated a strong financial performance, with core fee income increasing by 7% quarter-over-quarter to $12.3 million, surpassing forecasts and indicating stable growth in its fee-based services. The bank also reported a solid core pre-provision net revenue (PPNR) growth of 12%, reaching $31 million, driven by better-than-expected revenue growth and a notable increase in net interest income (NII), which rose by $3 million to $90.7 million. Looking ahead, OceanFirst Financial anticipates continued loan growth of 7-9%, supported by an expanding commercial and industrial (C&I) loan portfolio and an expectation for net interest margin (NIM) to reach approximately 3.00%+ in the first half of 2026, reflecting a robust outlook.

Bears say

OceanFirst Financial Corp is facing a challenging financial outlook due to a combination of factors that may negatively impact its profitability. The company anticipates a modest decline in net interest margin (NIM) driven by net deposit growth targets priced above current rates, alongside the potential adverse effects of heightened competition on both asset yields and funding costs. Additionally, macroeconomic risks, particularly in the regional markets where it operates, raise concerns about credit losses accelerating if unemployment rises or the housing market weakens, further pressuring earnings expectations.

OceanFirst Financial (OCFC) has been analyzed by 4 analysts, with a consensus rating of Buy. 25% of analysts recommend a Strong Buy, 25% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of OceanFirst Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About OceanFirst Financial (OCFC) Forecast

Analysts have given OceanFirst Financial (OCFC) a Buy based on their latest research and market trends.

According to 4 analysts, OceanFirst Financial (OCFC) has a Buy consensus rating as of Jan 12, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $21.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $21.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

OceanFirst Financial (OCFC)

Volume: 166.75K

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