
OBK Stock Forecast & Price Target
OBK Analyst Ratings
Bulls say
Origin Bancorp has demonstrated strong financial performance, highlighted by a notable increase in net interest margin (NIM), which rose by 17 basis points to 3.61%, exceeding estimates and indicating effective loan repricing strategies. The bank's earning asset yields also expanded, showcasing a robust increase in securities yields, which rose by 45 basis points to 3.62%, contributing positively to overall revenue generation. Additionally, the bank experienced a remarkable 20% growth in loan originations over the first nine months of 2025, reflecting a solid operational momentum that supports a favorable outlook for future earnings.
Bears say
Origin Bancorp has demonstrated a concerning decline in end-of-period (EOP) loans, which fell 7.7% quarter-over-quarter, highlighting potential weaknesses in loan demand and overall business growth. Additionally, the company's downward revision of its full-year 2025 guidance to a flat performance underscores challenges that may arise from a declining operating environment and competitive pressures impacting loan pricing and net interest margin (NIM). The bank faces risks related to economic deterioration in core markets, credit quality, and the implications of any overpayment in mergers and acquisitions, all of which could negatively affect profitability and stock performance.
This aggregate rating is based on analysts' research of Origin Bancorp Inc and is not a guaranteed prediction by Public.com or investment advice.
OBK Analyst Forecast & Price Prediction
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