
OBK Stock Forecast & Price Target
OBK Analyst Ratings
Bulls say
Origin Bancorp Inc has demonstrated a notable improvement in its net interest margin (NIM), which increased by 17 basis points quarter-over-quarter to 3.61%, outperforming prior estimates and indicating strong loan pricing dynamics. The bank has reported a significant 20% growth in originations during the first nine months of 2025, supported by this NIM expansion and higher yields from securities. Furthermore, management anticipates an additional 10-15 basis points of NIM upside over time through continued loan and deposit repricing, which bodes well for the bank's future revenue generation capabilities.
Bears say
Origin Bancorp's outlook reflects several concerning financial metrics, including a significant decline in end-of-period (EOP) loans by 7.7% quarter-over-quarter, translating to a $147 million reduction from the previous quarter's growth. Additionally, the company has revised its guidance for full year 2025 from previously anticipated low single-digit growth to flat, which signals potential weaknesses in revenue generation and economic conditions in its core markets. Furthermore, challenges such as macroeconomic deterioration, credit quality risks, and increasing competitive pressures on loan pricing present headwinds that threaten future balance sheet growth and net interest margin (NIM).
This aggregate rating is based on analysts' research of Origin Bancorp Inc and is not a guaranteed prediction by Public.com or investment advice.
OBK Analyst Forecast & Price Prediction
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