Monthly Unique Users (MUUs)

Revenue segments as reported by the company.

Credit cards

Loans

Other verticals

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Research and development

Sales and marketing

General and administrative

Change in fair value of contingent consideration related to earnouts

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

NerdWallet

NerdWallet, Inc. provides financial education and empowerment via online tools. Its tools offer sources for information, insight and consumer-driven advice about personal finance. The company was founded by Tim Chen and Jacob Gibson in 2009 and is headquartered in San Francisco, CA.

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

NerdWallet exceeds Q4 revenue targets, eyes user engagement for growth

NerdWallet's Q4 performance surpassed expectations, driven by strong revenue growth and adjusted EBITDA margins.
The company's strategic focus on user engagement, personalization, and acquisitions positions it for continued success.
While facing challenges in the loans segment, NerdWallet remains optimistic about growth opportunities and innovation.

NerdWallet surpasses Q1 expectations, eyes strategic growth amidst challenges

NerdWallet's Q1 performance exceeded expectations, showcasing resilience and strategic foresight amidst macroeconomic challenges.
The company's focus on growth pillars, disciplined investments, and brand campaigns positions them well for future success and market expansion.
While facing challenges in maintaining margins and sustaining growth momentum, NerdWallet remains agile and confident in their strategic approach.

NerdWallet exceeds revenue expectations in Q2 amidst credit challenges

NerdWallet's Q2 performance reflects revenue growth and margin stability, with a focus on operational efficiency and strategic investments. The company faces challenges in credit cards and loans segments but shows resilience in other verticals.
Strategic strengths include diversified revenue streams, AI chatbot integration, and a disciplined approach to acquisitions. Opportunities in personal loans growth, user expansion, and market penetration strategies position NerdWallet for future success.
Navigating challenges in credit cards, loans, and regulatory uncertainties while capitalizing on growth opportunities will be crucial for NerdWallet's sustained success. The company's commitment to innovation and market capture bodes well for its competitive positioning.

NerdWallet surpasses Q3 targets with strong audience growth and diversification

NerdWallet's Q3 performance exceeded expectations, driven by audience growth and revenue diversification.
While facing challenges in credit card revenue and marketing expenses, the company remains optimistic about future opportunities.
Strengths in organic traffic, product innovation, and operational efficiency position NerdWallet for sustainable growth.
To capitalize on opportunities, NerdWallet must address challenges in revenue diversification and marketing efficiency.

NerdWallet anticipates revenue growth rebound in 2024 amid challenges

NerdWallet faced challenges in credit cards and loans but anticipates recovery in 2024.
Strong focus on growth pillars and novel initiatives to drive future growth.
Expectation of returning to double-digit revenue growth in the second half of 2024.
Management expresses gratitude for team efforts and plans to share business vision.
MUU growth outpacing revenue growth, supported by consumer engagement.

NerdWallet doubles operating income, eyes international growth for rebound

NerdWallet delivered strong financial performance in Q1 2024, exceeding key guidance metrics.
While facing revenue challenges, the company is strategically positioned for growth through diversification and international expansion.
Opportunities in SMB products and international markets offer avenues for revenue recovery and long-term success.
Balancing profitability and growth remains a key focus, with a positive outlook for the second half of the year.

NerdWallet reports Q2 revenue growth, eyes strategic investments for growth

NerdWallet's Q2 performance showed revenue growth and a surge in the insurance segment.
Challenges in non-GAAP operating income were addressed through cost-saving measures.
Opportunities lie in the projected revenue growth and strategic investments for the future.

NerdWallet surpasses Q3 expectations with strategic growth initiatives

NerdWallet's Q3 performance exceeded expectations, driven by strong growth in insurance and SMB verticals, despite challenges in credit cards revenue and user acquisition.
Strategic investments in new products and acquisitions, along with a focus on disciplined spending and brand loyalty, position NerdWallet for future growth.
Addressing challenges in user growth and credit cards revenue decline while capitalizing on opportunities for margin accretion and strategic investments will be key for sustained success.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

NerdWallet, Inc. engages in the provision of financial education and empowerment through online tools. The company was founded by Tim Chen and Jacob Gibson in 2009 and is headquartered in San Francisco, CA.

SAN FRANCISCO--(BUSINESS WIRE)--NerdWallet Reports Fourth Quarter and Full Year 2023 Results.

NerdWallet Reports Fourth Quarter and Full Year 2023 Results

You can learn a lot by following the behavior of company insiders when it comes to how they handle positions in their own company.

CEO Bets on NerdWallet Stock Rebound

SAN FRANCISCO--(BUSINESS WIRE)--NerdWallet Announces Conference Call to Review 2023 Fourth Quarter and Full-Year Financial Results.

NerdWallet Announces Conference Call to Review 2023 Fourth Quarter and Full-Year Financial Results

In the quarter, NerdWallet's monthly unique users increased by 22% as the company is growing market share in the US. NerdWallet's revenues grew by over 7% year-over-year as the company is getting closer to GAAP profitability. NerdWallet launched a new credit card in the quarter, NerdUp which could open many more possibilities for the company.

NerdWallet: Growth To Continue In 2024

KANSAS CITY, Mo.--(BUSINESS WIRE)--NerdWallet, Inc., a platform that provides financial guidance to consumers and small and mid-sized businesses (SMBs), released their 2024 Best-Of Awards to help consumers make smart financial decisions in the year ahead. nbkc bank was recognized by NerdWallet and selected as a winner in the Best Mortgage Lender for VA Loans category. A team of trusted Nerds—composed of seasoned journalists and subject-matter experts—used a comprehensive scoring formula to obje.

nbkc Wins Best Mortgage Lender for VA Loans in NerdWallet's 2024 Best-Of Awards

SAN FRANCISCO--(BUSINESS WIRE)--NerdWallet Announces Winners of its 2024 Best-Of Awards.

NerdWallet Announces Winners of its 2024 Best-Of Awards

Lemonade

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Shopify

Udemy

These companies showed the market meaningful improvement in key areas, which is why the stocks climbed. All five have opportunities to continue improving from here.

These 5 Companies Were Huge Winners This Earnings Season. Can the Good Times Keep Rolling?

NerdWallet benefits from the current market landscape and provides valuable financial content to users. NRDS maintains sound performance in two of its three business segments and has a solid market positioning with a well-maintained customer base and web traffic. NRDS stock is cheap and offers attractive upside potential, making it an excellent buy opportunity.

NerdWallet: Solid Performance, Sound Fundamentals, And Cheap Stock Make It A Buy

NerdWallet is a stock with significant upside, according to Wall Street analysts. The stock was down for October until it reported financial results, which sent shares soaring.

Why NerdWallet Stock Bucked the Market Drop Last Month With a 21% Gain

SoFi Technologies

Earnings season is in full swing, and has given several names in the FinTech IPO Index a boost. Through the past five days, the index surged 6%.

FinTech IPO Index Surges 6%, as SoFi and NerdWallet Post Quarterly Results

Alibaba

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Lithium Americas Corp

Solid Power

Tesla

I asked Google's Bard to give me 7 AI stock picks it believes will double in value in 2024. The results weren't far off from what I would expect.

AI Predicts These 7 Stocks Will Double Your Investment in 2024

The mean of analysts' price targets for NerdWallet, Inc. (NRDS) points to a 46% upside in the stock. While this highly sought-after metric has not proven reasonably effective, strong agreement among analysts in raising earnings estimates does indicate an upside in the stock.

Does NerdWallet, Inc. (NRDS) Have the Potential to Rally 45.98% as Wall Street Analysts Expect?

1-800-FLOWERS.COM

NuScale Power Corp

Generally speaking, investors seeking long-term success should follow the guidance of Warren Buffett rather than target cheap stocks to buy under $10. Fundamentally, the Oracle of Omaha knows how to effectively navigate both bull and bear market cycles.

3 Stocks Under $10 to Buy Before They Double

Shares of Nerdwallet Inc. NRDS, +40.66% tacked on another 1% in the extended session after gaining 41% in the regular session Friday. The financial guidance platform late Thursday reported a narrower-than-expected third-quarter loss and sales that were above expectations, boosting the stock.

Nerdwallet's stock adds to gains after 41% rally

NerdWallet beat on both sales and earnings in the third quarter. It still lost money for the quarter, but its free cash flow looks great.

Why NerdWallet Stock Jumped 40% After Earnings

NerdWallet, Inc. (NASDAQ:NRDS ) Q3 2023 Results Conference Call October 26, 2023 4:30 PM ET Company Participants Caitlin MacNamee - Head of Investor Relations Tim Chen - Co-Founder & Chief Executive Officer Lauren StClair - Chief Financial Officer Conference Call Participants Jed Kelly - Oppenheimer Youssef Squali - Truist Justin Patterson - KeyBanc Ross Sandler - Barclays Ralph Schackart - William Blair Pete Christiansen - Citi Operator Good day and thank you for standing by. Welcome to the NerdWallet Third Quarter 2023 Earnings Call.

NerdWallet, Inc. (NRDS) Q3 2023 Earnings Call Transcript

NerdWallet, Inc. (NRDS) came out with a quarterly loss of $0.01 per share versus the Zacks Consensus Estimate of a loss of $0.07. This compares to loss of $0.09 per share a year ago.

NerdWallet, Inc. (NRDS) Reports Q3 Loss, Tops Revenue Estimates

SAN FRANCISCO--(BUSINESS WIRE)--NerdWallet Reports Third Quarter 2023 Results.

NerdWallet Reports Third Quarter 2023 Results

SAN FRANCISCO--(BUSINESS WIRE)--NerdWallet Launches its First Credit Card.

NerdWallet Launches its First Credit Card

Broadcom

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PROCEPT BioRobotics Corp

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With the innovation sector moving at full speed, it's time for investors to consider the best tech stocks to buy now but not necessarily for the reason you might assume. Yes, the exchange-traded fund Technology Select Sector SPDR Fund (NYSEARCA: XLK ) has easily outperformed the benchmark SPDR S&P 500 ETF Trust (NYSEARCA: SPY ) over the past five years, 159% to 68%.

The 7 Best Tech Stocks To Buy Now: October 2023

SAN FRANCISCO--(BUSINESS WIRE)--NerdWallet Announces Conference Call to Review 2023 Third Quarter Financial Results.

NerdWallet Announces Conference Call to Review 2023 Third Quarter Financial Results

ChargePoint Holdings

JD.com

Nuvei Corp

Planet Labs

CarParts.com, Inc.

Silvercorp Metals

Although no one investment resource represents the end-all, be-all of the guidance spectrum, analyst-backed stocks with upside can be lucrative. In this case, we're not talking about conservative targets of 8% growth a year.

7 Stocks Analysts Predict Have 100% Upside

NerdWallet, a micro-cap stock, has seen a significant decline since its IPO but has impressive revenue growth and a high gross profit margin. NerdWallet's CEO has been buying stock aggressively, and so he appears bullish on the company's future. NerdWallet has made progress adding new users and creating new content in areas such as estate planning, social security, and insurance.

NerdWallet: Future Is Bright Despite Current Macro Environment

The market loves it when an insider buys a stock with their own money. NerdWallet's growth has stalled, but perhaps things are doing better than expected behind the scenes.

Here's Why NerdWallet Stock Popped Today

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Evolus

Freyr Battery Inc

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SoundHound AI Inc

To be quite blunt, small-cap stocks to buy are like the chimpanzees of the equities space. While you may mistake a chimp for being weak due to its relatively short stature, that would be a mistake.

News for NerdWallet Stock (NRDS)