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NPB
Volume: 740.16K

NPB Stock Forecast & Price Target

NPB Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 0%
Buy 67%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

Northpointe Bancshares, operating primarily through its wholly-owned banking subsidiary, has demonstrated a strong growth trajectory in its residential mortgage origination business, reflected in the expected increase in mortgage purchase program loan balances projected to range between $3.3 billion to $3.5 billion at year-end. Following its IPO earlier this year, the company reported solid second-quarter results, indicating robust performance in its warehouse lending portfolio. The ongoing success in both originating and servicing loans enhances Northpointe's competitive position within the mortgage market, supporting a favorable outlook for its stock.

Bears say

Northpointe Bancshares Inc operates primarily in the residential mortgage sector, relying heavily on the origination and sale of loans in the secondary market, which exposes the company to fluctuations in market conditions and investor demand. Additionally, the reliance on a network of investors for loan sales may lead to reduced liquidity and pressure on profit margins, especially during periods of rising interest rates or economic downturns. Furthermore, the mortgage advance program's success hinges on the performance of pre-approved mortgage bankers, implying potential risks related to credit quality and origination practices that could adversely impact the company's overall financial stability.

NPB has been analyzed by 3 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 67% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Northpointe Bancshares Inc and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Northpointe Bancshares Inc (NPB) Forecast

Analysts have given NPB a Buy based on their latest research and market trends.

According to 3 analysts, NPB has a Buy consensus rating as of Jan 13, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $19.08, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $19.08, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Northpointe Bancshares Inc (NPB)

Volume: 740.16K

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