
NIC Stock Forecast & Price Target
NIC Analyst Ratings
Bulls say
Nicolet Bankshares Inc. is projected to experience significant tangible book value (TBV) growth, expected to outpace peers substantially due to a favorable profitability outlook and increased shareholder returns through dividends and buybacks. The bank reported a 5% increase in TBV to $59.09 and a 33 basis point improvement in tangible common equity (TCE) to 9.94%, indicating solid internal growth and effective management of operational expenses, which rose only 1% quarter-over-quarter. Additionally, the core net interest margin (NIM) is anticipated to improve by 2-5 basis points each quarter, reaching 3.87% by the fourth quarter of 2026, supported by various growth initiatives and the re-deployment of cash flows from securities.
Bears say
Nicolet Bankshares is experiencing a decline in credit quality, which could lead to increased net charge-offs and loan loss provisions, thereby negatively impacting profitability. The bank reported a significant reduction in ending outstanding loans, with a $38 million drop quarter-over-quarter primarily due to decreases in commercial and industrial loans as well as commercial real estate investments. Additionally, the outlook for revenue and earnings growth is constrained by slower loan, core deposit, and fee income growth, alongside elevated operating expenses and integration risks related to the recent MOFG acquisition.
This aggregate rating is based on analysts' research of Nicolet Bankshares Inc and is not a guaranteed prediction by Public.com or investment advice.
NIC Analyst Forecast & Price Prediction
Start investing in NIC
Order type
Buy in
Order amount
Est. shares
0 shares