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NBTB
Volume: 290.66K

NBT Bancorp (NBTB) Stock Forecast & Price Target

NBT Bancorp (NBTB) Analyst Ratings

Based on 2 analyst ratings
Buy
Strong Buy 50%
Buy 0%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

NBT Bancorp's strong performance is highlighted by its net interest margin (NIM) which expanded to 3.59%, exceeding both consensus expectations and previous forecasts, driven by an increase in average earning asset yields and total loan yields. The company is anticipated to experience further NIM accretion, notably with expectations of gradual NIM growth supported by improved new commercial origination yields and fixed asset repricing strategies. Additionally, rising earnings per share projections reflect a positive trend in net interest income, positioning NBT Bancorp favorably for continued financial growth despite potential modest loan growth in the near term.

Bears say

NBT Bancorp has experienced a decline in organic loans by 1% quarter-over-quarter, falling short of consensus expectations of a 3.2% increase, primarily driven by decreases in residential real estate and commercial real estate loans amid rising payoffs. Additionally, potential risks associated with an economic slowdown could lead to higher credit costs within its loan portfolio, coupled with uncertainties surrounding execution and pricing in mergers and acquisitions that may negatively impact overall performance. Despite a decrease in non-performing assets and net charge-offs, the inability to achieve organic growth and the looming economic challenges contribute to a negative outlook on the company's stock.

NBT Bancorp (NBTB) has been analyzed by 2 analysts, with a consensus rating of Buy. 50% of analysts recommend a Strong Buy, 0% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of NBT Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About NBT Bancorp (NBTB) Forecast

Analysts have given NBT Bancorp (NBTB) a Buy based on their latest research and market trends.

According to 2 analysts, NBT Bancorp (NBTB) has a Buy consensus rating as of Feb 4, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $51, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $51, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

NBT Bancorp (NBTB)

Volume: 290.66K

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