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NAVI
Volume: 10

Navient (NAVI) Stock Forecast & Price Target

Navient (NAVI) Analyst Ratings

Based on 7 analyst ratings
Hold
Strong Buy 14%
Buy 0%
Hold 57%
Sell 14%
Strong Sell 14%

Bulls say

Navient Corporation's recent access to the asset-backed securities (ABS) market positions the company favorably for continued portfolio enhancement, particularly with a focus on higher-quality graduate loans. Management has highlighted significant opportunities in the graduate loan sector, coupled with strong loan origination growth, which bodes well for future revenue generation. Additionally, the company's latest ABS sale garnered encouraging investor interest, supported by a substantial 45% mix of graduate loans, indicating robust market confidence in Navient's lending strategies.

Bears say

Navient Corp has reported disappointing financial results, marked by a miss in credit trends due to disaster forbearance and rising delinquency rates, which raises concerns about the quality of its loan portfolio. Additionally, the company's consumer net interest margin fell by 44 basis points to 2.32%, reflecting increased pressure on profitability, while net charge-offs rose by 19 basis points to 2.06%, indicating a deterioration in loan performance. Furthermore, revised earnings per share estimates for 2025 and 2026 have been lowered to $1.01 and $1.40 respectively, suggesting a downward trajectory in financial outlook due to the impacts of the current economic environment and higher origination volumes.

Navient (NAVI) has been analyzed by 7 analysts, with a consensus rating of Hold. 14% of analysts recommend a Strong Buy, 0% recommend Buy, 57% suggest Holding, 14% advise Selling, and 14% predict a Strong Sell.

This aggregate rating is based on analysts' research of Navient and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Navient (NAVI) Forecast

Analysts have given Navient (NAVI) a Hold based on their latest research and market trends.

According to 7 analysts, Navient (NAVI) has a Hold consensus rating as of Jan 13, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $13.43, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $13.43, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Navient (NAVI)

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