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NAVI
Volume: 300.98K

Navient (NAVI) Stock Forecast & Price Target

Navient (NAVI) Analyst Ratings

Based on 6 analyst ratings
Hold
Strong Buy 17%
Buy 0%
Hold 67%
Sell 0%
Strong Sell 17%

Bulls say

Navient Corp's positive outlook is supported by its increased access to the Asset-Backed Securities (ABS) market, enabling the company to focus on higher-quality graduate loans within its portfolio. The management's emphasis on opportunities in the graduate market, coupled with strong loan origination growth, indicates a robust demand and potential for revenue generation. Additionally, the notable 45% high graduate loan mix in its recent ABS sale reflects encouraging investor sentiment, bolstering confidence in Navient's strategic direction.

Bears say

Navient Corp is experiencing a negative outlook primarily due to weaker credit trends reflected in elevated delinquencies and missed earnings expectations. The company's consumer net interest margin (NIM) has dropped 44 basis points sequentially to 2.32%, while net charge-offs (NCOs) increased 19 basis points to 2.06%, indicating deteriorating asset quality. Additionally, earnings per share (EPS) estimates for 2025 and 2026 have been revised downward to $1.01 and $1.40, respectively, suggesting concerns over future profitability in light of current performance metrics.

Navient (NAVI) has been analyzed by 6 analysts, with a consensus rating of Hold. 17% of analysts recommend a Strong Buy, 0% recommend Buy, 67% suggest Holding, 0% advise Selling, and 17% predict a Strong Sell.

This aggregate rating is based on analysts' research of Navient and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Navient (NAVI) Forecast

Analysts have given Navient (NAVI) a Hold based on their latest research and market trends.

According to 6 analysts, Navient (NAVI) has a Hold consensus rating as of Dec 25, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $13.83, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $13.83, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Navient (NAVI)

Volume: 300.98K

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