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NAVI
Volume: 2

Navient (NAVI) Stock Forecast & Price Target

Navient (NAVI) Analyst Ratings

Based on 6 analyst ratings
Hold
Strong Buy 17%
Buy 0%
Hold 67%
Sell 0%
Strong Sell 17%

Bulls say

Navient Corp's positive outlook is supported by its increased access to the asset-backed securities (ABS) market, which facilitates the rotation of its portfolio towards higher-quality graduate loans. Management has expressed confidence in growth opportunities within the graduate loan market and reported strong loan origination growth, indicating robust demand for their financial products. Additionally, the company experienced strong investor interest during its annual ABS sale, driven by a favorable 45% mix of graduate loans, reflecting market confidence in Navient's lending strategy.

Bears say

Navient Corp has experienced a significant downturn due to weaker credit trends characterized by elevated delinquency rates and disaster forbearance, leading to a reported earnings miss. The company's Consumer Net Interest Margin (NIM) declined 44 basis points sequentially to 2.32%, while Non-Performing Loans (NCOs) increased by 19 basis points to 2.06%, indicating deteriorating loan performance. Furthermore, estimates for earnings per share (EPS) for 2025 and 2026 have been adjusted downward, reflecting the adverse effects of these financial challenges and higher origination volumes.

Navient (NAVI) has been analyzed by 6 analysts, with a consensus rating of Hold. 17% of analysts recommend a Strong Buy, 0% recommend Buy, 67% suggest Holding, 0% advise Selling, and 17% predict a Strong Sell.

This aggregate rating is based on analysts' research of Navient and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Navient (NAVI) Forecast

Analysts have given Navient (NAVI) a Hold based on their latest research and market trends.

According to 6 analysts, Navient (NAVI) has a Hold consensus rating as of Dec 31, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $13.83, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $13.83, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Navient (NAVI)

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