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MSBI
Volume: 96.45K

MSBI Stock Forecast & Price Target

MSBI Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

Midland States Bancorp is projected to experience an improvement in credit costs through 2026/27, with the MEF portfolio contributing to a reduction in non-performing assets. The company's recent dividend increase of 3%, coupled with an expansion in net interest margin to 3.79%, reflects strong financial health and a commitment to shareholder returns. Additionally, the anticipated boost in common equity tier 1 (CET1) capital supports a stable capital position, indicating a positive outlook for the company's growth and operational efficiency.

Bears say

Midland States Bancorp experienced a significant deterioration in its loan portfolio, with loans held for investment (HFI) declining by 3% sequentially in the third quarter, primarily driven by a conscious reduction in equipment financing and higher payoffs in commercial real estate and commercial and industrial loans. Additionally, total deposits saw a notable 6% decrease, reflecting a substantial drop in brokered deposits, which fell by 59% quarter-over-quarter. The company's outlook for loan growth remains negative, with expectations of a continued sequential decline of 1%-3% per quarter, raising concerns about future revenue generation and profitability.

MSBI has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Midland States Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Midland States Bancorp (MSBI) Forecast

Analysts have given MSBI a Hold based on their latest research and market trends.

According to 3 analysts, MSBI has a Hold consensus rating as of Feb 7, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $22.83, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $22.83, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Midland States Bancorp (MSBI)

Volume: 96.45K

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