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MSBI
Volume: 184.92K

MSBI Stock Forecast & Price Target

MSBI Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

Midland States Bancorp has demonstrated a positive trajectory in its community banking segment, with a 2% increase in originations quarter-over-quarter in the first quarter of 2025, signaling strong demand for its lending services. The company's efforts to enhance credit quality, as evidenced by a decrease in net charge-offs, along with proactive technology investments, are expected to bolster its franchise value and increase market share among existing and prospective clients. Additionally, the expansion of the net interest margin by 23 basis points to 3.79% and an improved efficiency ratio forecast of 63%-65% indicate a favorable operational performance and a solid foundation for future growth.

Bears say

Midland States Bancorp is experiencing a significant decline in loan production, evidenced by a 3% sequential decrease in loans held for investment in the third quarter, which was worse than previous expectations. Additionally, the company's wealth management revenue fell by 4% quarter-over-quarter, marking a 9% year-over-year decrease in 1Q25, suggesting challenges in maintaining client engagement and fees. The decline in total deposits by 6%, particularly in brokered deposits, alongside the decreasing loan-to-deposit ratio projected to reach 74% by 4Q26, further underscores potential liquidity and growth concerns for the company.

MSBI has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Midland States Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Midland States Bancorp (MSBI) Forecast

Analysts have given MSBI a Hold based on their latest research and market trends.

According to 3 analysts, MSBI has a Hold consensus rating as of Dec 29, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $19.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $19.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Midland States Bancorp (MSBI)

Volume: 184.92K

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