
MSBI Stock Forecast & Price Target
MSBI Analyst Ratings
Bulls say
Midland States Bancorp is expected to see steady growth in its net interest margin as funding costs decline and effective asset yields hold relatively constant. The company also has a strong focus on improving its credit quality and reducing its non-performing assets, which could lead to a lower provision for loan losses and higher profitability in the future. Additionally, the recent sale of its Midland Equipment Finance portfolio is expected to improve its capital ratios and provide funds for potential share buybacks, making it an attractive investment opportunity.
Bears say
Midland States Bancorp is experiencing an improved NII and fee income outlook, leading to analysts' raised EPS estimates for 2026 and 2027. However, concerns remain with the current TBV and their reliance on core deposits as a major source for non-equity funding. Despite a raised target of $26, this only translates to 1.3x current TBV and 8.4x the 2027 EPS estimate, indicating a negative view on the stock's performance and financial health in the long-term.
This aggregate rating is based on analysts' research of Midland States Bancorp and is not a guaranteed prediction by Public.com or investment advice.
MSBI Analyst Forecast & Price Prediction
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