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MSBI
Volume: 131.78K

MSBI Stock Forecast & Price Target

MSBI Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

Midland States Bancorp Inc shows a positive financial outlook due to anticipated improvements in credit costs and a steady reduction in net charge-offs (NCOs), which are projected to reach $35.0 million by the fourth quarter, thereby enhancing overall credit quality. Additionally, the company's net interest margin (NIM) has expanded by 23 basis points to 3.79%, which supports increased profitability as the organization focuses on its core community banking operations. Furthermore, Midland States Bancorp's strategic moves, including a recent common dividend increase of 3% and a projected boost to the common equity tier 1 (CET1) ratio, reinforce its financial stability and growth potential.

Bears say

Midland States Bancorp Inc. experienced a 3% quarter-over-quarter decline in loans held for investment (HFI), which was worse than the anticipated decrease of only 1%, primarily due to intentional run-off in its equipment financing and higher payoffs in commercial real estate and commercial and industrial loans. Additionally, total deposits fell by 6%, with a significant reduction in brokered deposits by 59%, indicating potential liquidity challenges ahead. Despite a reduction in non-performing loans and a small note sale, the company's model projects continued declines in loans and anticipates a lower loan-to-deposit ratio, contributing to a negative outlook for the stock.

MSBI has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Midland States Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Midland States Bancorp (MSBI) Forecast

Analysts have given MSBI a Hold based on their latest research and market trends.

According to 3 analysts, MSBI has a Hold consensus rating as of Mar 20, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $22.83, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $22.83, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Midland States Bancorp (MSBI)

Volume: 131.78K

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