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MSBI
Volume: 3.46K

MSBI Stock Forecast & Price Target

MSBI Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

Midland States Bancorp Inc.'s outlook is bolstered by anticipated improvements in credit costs, with expectations for a steady decline throughout 2026 and 2027, attributed to a reduction in non-performing loans and a strategic transaction enhancing credit quality visibility. The company's recent decision to increase its common quarterly dividend by 3% signifies confidence in its financial health, further supported by a significant increase in net interest margin which expanded by 23 basis points to 3.79%. Additionally, the strength of its common equity tier 1 (CET1) capital positions, projected to improve by approximately 55-60 basis points, underlines the firm's robust financial foundation and commitment to sustainable growth.

Bears say

Midland States Bancorp Inc. experienced a 3% quarter-over-quarter decrease in loans held for investment in the third quarter, primarily driven by intentional reductions in equipment financing and higher payoffs in commercial real estate and commercial and industrial loans. Total deposits also fell by 6%, heavily influenced by a 59% decline in brokered deposits, contributing to a projected decrease in the loan-to-deposit ratio to 74% by the fourth quarter of 2026. Despite a reduction in non-performing loans, the overall trend of declining loans and deposits, combined with expected decreases in operating expenses, raises concerns over the company's future revenue generation capabilities.

MSBI has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Midland States Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Midland States Bancorp (MSBI) Forecast

Analysts have given MSBI a Hold based on their latest research and market trends.

According to 3 analysts, MSBI has a Hold consensus rating as of Apr 9, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $22.83, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $22.83, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Midland States Bancorp (MSBI)

Volume: 3.46K

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