Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Compensation and benefits

Professional services

Technology

Occupancy

Depreciation and amortization

Marketing and advertising

Other operating expenses

Executive chairman long-term performance award

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Marqeta

Marqeta, Inc. engages in the creation of a digital payment technology. The firm develops a modern card issuing platform, providing infrastructure and tools for building configurable payment cards. It provides its customers issuer processor services and also acts as a card program manager. The company was founded by Jason M. Gardner in 2010 and is headquartered in Oakland, CA.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Marqeta reports robust Q4 performance, eyes embedded finance opportunities

Marqeta's Q4 performance reflects strong growth in TPV, net revenue, and gross profit, with a focus on sustainable and profitable growth strategies.
The company's transition to embedded finance positions them well for market demand, despite challenges in sales bookings and macroeconomic uncertainties.
With a strategic focus on innovation, operational excellence, and customer satisfaction, Marqeta aims to drive growth through diverse use cases and partnerships.

Marqeta reports robust Q1 earnings, eyes growth in embedded finance

Marqeta's Q1 performance reflects strong revenue growth and operational efficiency gains, underpinned by a focus on embedded finance and cost optimization.
While challenges like achieving positive EBITDA margins and navigating regulatory changes exist, the company's diverse revenue streams and market position present growth opportunities.
By leveraging its strengths in embedded finance, diverse revenue streams, and innovative solutions, Marqeta is poised for continued growth and market leadership in the fintech space.

Marqeta reports robust Q2 performance, faces challenges in Q3

Marqeta's Q2 performance reflects strong growth in processing volume and net revenue, driven by international expansion and embedded finance deals. The company faces challenges in Q3 due to Cash App renewal impact but remains focused on sustainable growth.
Opportunities lie in diverse embedded finance use cases, platform enhancements, and strategic acquisitions. Marqeta's focus on innovation and long-term profitability positions it well for future growth and success.

Marqeta reports strong Q3 performance amidst revenue challenges

Marqeta's Q3 performance was strong despite revenue contraction, driven by increased TPV and efficiency improvements.
The company's shift towards fee-for-service models and global expansion present growth opportunities amid challenges.
Analysts are closely monitoring gross profit concentration, expense management, and revenue conversion for future performance.
Investor Day discussions on revenue mix and strategic models will shed light on the company's future direction.

Marqeta reports mixed Q4 results, eyes TPV growth in 2024

Marqeta's Q4 2023 performance showed growth in TPV but a decrease in net revenue, with a focus on operational efficiencies and product innovation.
While facing revenue contraction challenges in 2024, the company anticipates positive adjusted EBITDA in 3 out of 4 quarters, with opportunities in TPV growth and stability.
Strengths lie in bookings growth, faster program launches, and improved transaction success rates, with expansion deals driving business growth.
The company's strategic initiatives include international expansion, value-added services, and talent leverage in Poland for cost reduction.

Marqeta exceeds Q1 expectations, eyes growth in wage access

Marqeta's Q1 2024 performance was robust, with strong TPV growth and operational efficiency improvements.
While facing challenges with net revenue contraction and cost structure growth, the company is strategically positioned for sustainable profitable growth.
Opportunities in the accelerated wage access market, international expansion, and value-added services present avenues for Marqeta's continued success.

Marqeta surpasses Q2 expectations, eyes global growth and profitability

Marqeta's Q2 performance exceeded expectations, showcasing growth in revenue, TPV, and gross profit despite a negative adjusted EBITDA.
The company's strategic partnerships, certification by Visa, and focus on innovation underscore its competitive strengths and market positioning.
While challenges persist in achieving positive EBITDA margins, Marqeta's focus on efficiency and growth opportunities bode well for its future prospects.

Marqeta reports strong Q3 growth, faces Q4 challenges with regulatory delays

Marqeta's Q3 performance showcased robust growth and operational efficiency, underpinned by innovative product launches and strategic partnerships.
While facing challenges in Q4 due to regulatory hurdles, the company remains confident in its trajectory and is actively working on solutions to drive profitability and overcome obstacles.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

LONDON--(BUSINESS WIRE)--Marqeta (NASDAQ: MQ), the global modern card issuing platform, today announced a partnership with Raiffeisen Centrobank to power the new brand Raiffeisen Digital Bank, enabling customers in Poland and Romania to leverage a modern, comprehensive banking experience with streamlined digital accounts and debit cards.

Raiffeisen Centrobank Turns to Marqeta to Power New Digital Bank Offering

Marqeta Inc. is expanding into banking products as the company looks to cash in on the wave of businesses that want to add financial-services offerings to their applications.

Marqeta to offer banking services as it expands beyond card issuing

Marqeta, a fintech company focused on payments services, is launching a suite of new banking products in a major push to deepen its relationships with customers which include Coinbase, Uber and DoorDash.

Fintech Marqeta pushes into banking for next growth phase

LAS VEGAS--(BUSINESS WIRE)--Marqeta (NASDAQ: MQ), the global modern card issuing platform today announced the release of Marqeta for Banking, a portfolio of seven banking products, continuing the expansion of Marqeta's modern card issuing platform.

Marqeta Introduces “Marqeta for Banking,” Expanding its Modern Card Issuing Platform With New Banking Capabilities

Marqeta rode the wave of solid bank earnings, among other factors.

Why Marqeta Stock Was Up 11.7% This Week

Strong bank earnings and better-than-expected results from tech companies sent the stock higher.

Why Marqeta Stock Jumped Again Today

Affirm

Lemonade

Fintech firms got a boost from better-than-feared bank earnings.

Why Marqeta, Affirm, and Lemonade Soared Today

The companyʻs stock price was soaring on a good day for the market.

Why Marqeta Stock Was Up Monday

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Alphabet

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LONDON--(BUSINESS WIRE)--Marqeta (NASDAQ: MQ), the global modern card issuing platform, today announced the appointment of Jeff Parker as its new SVP and Managing Director, International.

Marqeta Names Jeff Parker as New SVP and Managing Director, International

Marqeta is a modern card issuing and processing company which has an elite list of customers from Uber to DoorDash and even JPMorgan. The company beat revenue and earnings estimates in the second quarter and recently scored a deeper partnership with Uber.

Marqeta: Blistering Growth And Solid Execution

OAKLAND, Calif.--(BUSINESS WIRE)--Marqeta, Inc. (NASDAQ: MQ), the global modern card issuing platform, today announced that it will host a conference call and webcast to discuss third quarter 2022 financial results on Wednesday, November 9, 2022 at 4:30 pm ET. Hosting the call will be Jason Gardner, Founder and Chief Executive Officer, and Mike Milotich, Chief Financial Officer. A press release with third quarter 2022 financial results will be issued after the market closes that same day. The c

Marqeta to Announce Third Quarter 2022 Results on November 9, 2022

Uber

Uber is delivering new rewards and faster payments to its drivers and couriers through a partnership with card-issuing platform Marqeta, along with global payments firm Mastercard and employee debit card platform Branch. In a press release Thursday (Oct.

Uber Fuels Drivers With Faster Payments, Rewards

Mastercard

OAKLAND, Calif.--(BUSINESS WIRE)--Uber today announced a new partnership with Marqeta (NASDAQ: MQ), Mastercard (NYSE: MA) and Branch to power the Uber Pro Card, an enhanced loyalty and payments experience that will help drivers and couriers save on gas, fees, and other expenses. Built for drivers and couriers, the Uber Pro Card offers customized perks including up to 10% cashback on gas and up to 12% on EV charging. “At Uber, we are always looking for new ways to offer drivers and couriers more

Uber Partners with Marqeta, Mastercard, and Branch to Launch New Uber Pro Card, Offering Faster Payments and Fuel Rewards for Drivers

Some tech investors are fearing the worst.

Why Marqeta Stock Is Down Today

The fintech surged higher as all three indexes were up on Wednesday.

Why Marqeta Stock Was Surging Higher Today

Payment stocks slumped following the Fed's rate hike, and a Wedbush analyst's concerns didn't help matters.

Why Marqeta Stock Was Down 5.5% Today

OAKLAND, Calif.--(BUSINESS WIRE)--The dueling anxieties of cost of living increases and rising interest rates are weighing heavily on consumers, and the quickly evolving credit card and BNPL markets are becoming increasingly important to their financial wellbeing, according to a new survey published today by Marqeta, the global modern card issuing platform. The company released its 2022 State of Credit report which surveyed 4,000 consumers globally – including 2,000 in the United States – highl

Marqeta 2022 State of Credit Report: Cost of Living Worries Weigh Heavily on US Consumers, As New Lending Options Provide Important Financial Support For Many

MELBOURNE, Australia--(BUSINESS WIRE)--Actively rising inflation rates and continued consumer uncertainty are denting Australian consumer confidence and raising awareness of credit and BNPL options, according to a new survey published today from Marqeta (NASDAQ: MQ), the global modern card issuing platform. The company released its annual State of Credit report for 2022, which surveyed 4,000 consumers globally – including 1,000 in Australia – highlighting consumer sentiment around spending tren

Marqeta Study: Credit Cards and Buy Now, Pay Later Services Rise in Popularity as Australian Consumers Face Dual Squeeze of Rising Interest and Inflation Rates

For some companies, relying on a huge customer is a double-edged sword.

This Fintech Stock Has 1 Dark Cloud on the Horizon

This high-growth software company surprised investors with a new share repurchase announcement.

Why Marqeta Rallied on a Down Day for Tech Stocks

Marqeta Inc. MQ, +3.01% announced Thursday that it has received board approval to buy back up to $100 million of its Class A shares. "The share repurchase program demonstrates the confidence our board and management team have in the strength of our business and future growth prospects," Jason Gardner, the company's chief executive, said in a release.

Marqeta announces $100 million buyback program with CEO saying stock price doesn't reflect company's performance

OAKLAND, Calif.--(BUSINESS WIRE)--Marqeta (NASDAQ: MQ), the global modern card issuing platform, today announced that its Board of Directors has unanimously authorized a share repurchase program of up to $100 million of Marqeta's Class A common stock. “The share repurchase program demonstrates the confidence our Board and management team have in the strength of our business and future growth prospects,” said Jason Gardner, Founder and CEO of Marqeta. “We see a specific moment-in-time opportunit

Marqeta Announces $100 Million Share Repurchase Program

It was not a great day for stocks, particularly those in the payment industry.

News for Marqeta Stock (MQ)