
MOFG Stock Forecast & Price Target
MOFG Analyst Ratings
Bulls say
MidWestOne Financial Group Inc. has shown a positive trend in its regulatory capital ratios, with CET1 at 11.0% and tier 1 leverage reaching 9.6%, both reflecting modest sequential improvements. The tangible book value (TBV) has increased by 4% to $23.36, alongside a rise in tangible common equity (TCE) to 7.89%, indicating strong financial health and a favorable shift in accumulated other comprehensive income (AOCI). Forward-looking models suggest that TCE may increase to between 8.4% and 9.1% by the end of 2025 or 2026, supported by an improving return on assets (ROA) outlook.
Bears say
MidWestOne Financial Group Inc. is anticipating a core fee income of $10.8M to $11.8M for 2H25/2026, indicating a modest year-over-year growth of only 1% and 9% for 2025 and 2026, respectively, which reflects a downward revision driven by conservative forecasts for SBA GOS. The bank has also experienced a decline in deposits, with CDs dropping 3% quarter-over-quarter due to decreases in checking, money market, and savings accounts, despite a slight increase in non-interest-bearing funding. Additionally, earnings per share estimates for 2025 have been lowered by 11% to $2.80 following a shortfall, resulting in a valuation that discounts MidWestOne's profitability outlook compared to its peers.
This aggregate rating is based on analysts' research of MidWestOne Financial Group and is not a guaranteed prediction by Public.com or investment advice.
MOFG Analyst Forecast & Price Prediction
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