
MOFG Stock Forecast & Price Target
MOFG Analyst Ratings
Bulls say
MidWestOne Financial Group Inc. has shown a robust strengthening in its regulatory capital ratios, with a Common Equity Tier 1 (CET1) ratio of 11.0%, reflecting a quarter-over-quarter increase of 5 basis points, and other key ratios also demonstrating positive momentum. The bank's tangible book value (TBV) increased by 4% to $23.36, and tangible common equity (TCE) improved by 32 basis points to 7.89%, supported by a favorable adjustment in accumulated other comprehensive income (AOCI). Furthermore, projections indicate potential growth in TCE to 8.4%/9.1% by 4Q25/4Q26, underpinned by a steadily improving return on assets (ROA) outlook, which is anticipated to reach 1.0%-1.2% in the latter half of 2025 and into 2026.
Bears say
MidWestOne Financial Group Inc. is facing a negative outlook due to a revised expectation for core fee income, projected to grow only 1% in 2025 and 9% in 2026, reflecting a 2% reduction from previous forecasts. The company's deposit products are experiencing declines, with a 3% decrease in certificates of deposit (CDs) driven by reductions in checking, money market, and savings accounts, suggesting challenges in customer retention and deposit growth. Additionally, the earnings per share (EPS) estimate for 2025 has been lowered by 11% to $2.80, highlighting concerns over the bank's profitability relative to its peers, which further exacerbates the negative sentiment surrounding its financial performance.
This aggregate rating is based on analysts' research of MidWestOne Financial Group and is not a guaranteed prediction by Public.com or investment advice.
MOFG Analyst Forecast & Price Prediction
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