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MBWM
Volume: 15.72K

Mercantile Bank (MBWM) Stock Forecast & Price Target

Mercantile Bank (MBWM) Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 0%
Buy 67%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

Mercantile Bank exhibited robust performance indicators, with end-of-period (EOP) loans held for investment (HFI) growing by 5% quarter-over-quarter (q/q), surpassing expectations and supported by a 6% increase in average balances. The company's pre-provision net revenue (PPNR) increased by 5.4% to $27.6 million, driven by stronger fee income, while core fee income rose significantly by 32% from the previous quarter, dominated by higher mortgage banking income. Additionally, tangible book value (TBV) increased by 4.1% to $35.82, reflecting strong profitability, as indicated by reported return on assets (ROA) and return on tangible common equity (ROTCE) of 1.50% and 16.0%, respectively.

Bears say

Mercantile Bank's net interest income (NII) of $49.5 million, reflecting a slight quarter-over-quarter increase of 2%, fell short of expectations by 1%, indicating weaker-than-anticipated growth in average earning assets. The bank's lending commitments declined slightly in the second quarter, with management suggesting that ongoing economic uncertainty could hinder loan growth guidance for the third quarter, projecting a slowdown to 1-2%. Additionally, the anticipated downtrend in the loan-to-deposit ratio to 96% by the fourth quarter of 2026 suggests potential challenges in maintaining efficient asset utilization.

Mercantile Bank (MBWM) has been analyzed by 3 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 67% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Mercantile Bank and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Mercantile Bank (MBWM) Forecast

Analysts have given Mercantile Bank (MBWM) a Buy based on their latest research and market trends.

According to 3 analysts, Mercantile Bank (MBWM) has a Buy consensus rating as of Jan 12, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $55.33, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $55.33, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Mercantile Bank (MBWM)

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