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MBIN
Volume: 186.04K

Merchants Bancorp (MBIN) Stock Forecast & Price Target

Merchants Bancorp (MBIN) Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 0%
Buy 67%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

Merchants Bancorp demonstrated solid profitability in the third quarter, reflected in a reported return on assets (ROA) of 0.94% and a return on tangible common equity (ROTCE) of 10.6%, alongside a 3% quarter-over-quarter increase in tangible book value (TBV) to $36.31. The bank's deposit growth was robust, with an 18% quarter-over-quarter increase in certificates of deposits and brokered deposits, supported by a diverse range of services that enhance resilience against fluctuating interest rates in the housing market. Strengthened regulatory capital ratios, including a 9.8% common equity tier 1 (CET1) ratio, and an upward revision of core fee income growth projections further underscore Merchants Bancorp's favorable position for future growth.

Bears say

Merchants Bancorp's stock faces a negative outlook due to declining net interest income (NII), which fell to $128.1 million, representing a 1% decrease quarter-over-quarter and 2% below expectations, accompanied by a noticeable decline in average earning assets and a reduced net interest margin (NIM) of 2.82%. Additionally, average loans decreased by 5% compared to the last quarter, indicating weaker demand and potentially higher risk of borrower defaults in a fluctuating economic environment. Elevated non-performing assets (NPAs) and non-collectible loans (NCOs), alongside a reliance on government-sponsored enterprises for loan performance, further exacerbate concerns regarding the bank's financial stability.

Merchants Bancorp (MBIN) has been analyzed by 3 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 67% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Merchants Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Merchants Bancorp (MBIN) Forecast

Analysts have given Merchants Bancorp (MBIN) a Buy based on their latest research and market trends.

According to 3 analysts, Merchants Bancorp (MBIN) has a Buy consensus rating as of Apr 9, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $43.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $43.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Merchants Bancorp (MBIN)

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