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MBIN
Volume: 16.79K

Merchants Bancorp (MBIN) Stock Forecast & Price Target

Merchants Bancorp (MBIN) Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 0%
Buy 67%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

Merchants Bancorp has demonstrated solid financial performance with a 3% growth in tangible book value (TBV) quarter-over-quarter, reaching $36.31, alongside a reported return on assets (ROA) of 0.94% and a return on tangible common equity (ROTCE) of 10.6%. The company's impressive growth in customer deposits, particularly a 27% increase in interest-bearing demand deposits (IB DDAs) and non-interest-bearing deposits (NIB), indicates strong customer confidence and expansion in its banking segment. Merchants Bancorp's unique lending vertical, which focuses on FHA multi-family and healthcare financing, provides insulation from interest rate fluctuations while also enhancing its market share, thereby positioning the company for potential growth in a more favorable interest rate environment.

Bears say

Merchants Bancorp's financial performance exhibits several concerning trends that contribute to a negative outlook. The company reported a decrease in return on assets (ROA) and return on tangible common equity (ROTCE), with a 2Q performance of only 0.52% and 6.0%, respectively, alongside a decline in net interest margin (NIM) to 2.83%, indicating profitability challenges. Additionally, net interest income (NII) fell to $128.1 million in the most recent quarter, which was 2% below consensus estimates, signaling potential difficulties in revenue generation and market competitiveness.

Merchants Bancorp (MBIN) has been analyzed by 3 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 67% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Merchants Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Merchants Bancorp (MBIN) Forecast

Analysts have given Merchants Bancorp (MBIN) a Buy based on their latest research and market trends.

According to 3 analysts, Merchants Bancorp (MBIN) has a Buy consensus rating as of Jan 12, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $39.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $39.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Merchants Bancorp (MBIN)

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