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MBIN
Volume: 43.51K
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Merchants Bancorp (MBIN) Stock Forecast & Price Target

Merchants Bancorp (MBIN) Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 0%
Buy 67%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

Merchants Bancorp has demonstrated solid fundamentals, with a tangible book value growth of 3% quarter-over-quarter and a tangible common equity ratio increase of 12 basis points, reflecting its strong profitability, showcased by reported ROA and ROTCE of 0.94% and 10.6% respectively in the third quarter. The company also experienced significant growth in deposits, with an 18% increase quarter-over-quarter, driven by broad-based gains across demand deposit accounts and non-interest bearing deposits, further enhancing its liquidity position. Additionally, the growth in loans held for investment, up 4% quarter-over-quarter, alongside market share gains in the mortgage warehouse segment, positions Merchants Bancorp favorably for continued performance, especially in a potentially conducive interest rate environment.

Bears say

Merchants Bancorp's financial performance shows concerning trends, with a decline in profitability reflected in the decreasing return on assets (0.52%) and return on tangible common equity (6.0%) in the second quarter, alongside a drop in tangible common equity (3 bps) despite balanced sheet growth. Net interest income (NII) fell slightly by 1% in the most recent quarter, which was 2% below consensus expectations, compounded by a narrowing net interest margin (NIM) that decreased to 2.82%. Additionally, while non-performing assets (NPAs) decreased by 12% due to improved asset quality, the underlying decline in average earning assets (AEAs) raises concerns about the sustainability of revenue generation in the future.

Merchants Bancorp (MBIN) has been analyzed by 3 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 67% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Merchants Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Merchants Bancorp (MBIN) Forecast

Analysts have given Merchants Bancorp (MBIN) a Buy based on their latest research and market trends.

According to 3 analysts, Merchants Bancorp (MBIN) has a Buy consensus rating as of Dec 5, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $39.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $39.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Merchants Bancorp (MBIN)

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