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MBCN
Volume: 9.93K

Middlefield Banc (MBCN) Stock Forecast & Price Target

Middlefield Banc (MBCN) Analyst Ratings

Based on 1 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

Middlefield Banc Corp demonstrated strong loan growth in Q2, with end-of-period loans increasing by 8% on a linked-quarter annualized basis, primarily driven by commercial and industrial (C&I) loans as well as residential real estate. Additionally, net interest income (NII) grew by 0.8% quarter-over-quarter in Q3, with a reported net interest margin (NIM) of 3.79%, indicating resilience in earnings despite a slight compression in margins. The company's capital position strengthened with a 17 basis point increase in the tangible common equity (TCE) ratio, now at 9.44%, alongside a robust return on assets (ROA) of 1.09% and return on tangible common equity (ROTCE) of 12.4%, highlighting solid financial health and growth potential.

Bears say

Middlefield Banc Corp faces significant risks that may hinder its earnings outlook, including a material slowdown in loan growth and negative credit trends in Ohio. The company's performance is further challenged by volatile interest rates, particularly in the context of a flattening or negative yield curve, which could adversely affect its lending margins. Additionally, the bank's thinner equity market trading liquidity poses further difficulties in achieving a higher valuation, particularly in an uncertain economic environment.

Middlefield Banc (MBCN) has been analyzed by 1 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Middlefield Banc and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Middlefield Banc (MBCN) Forecast

Analysts have given Middlefield Banc (MBCN) a Hold based on their latest research and market trends.

According to 1 analysts, Middlefield Banc (MBCN) has a Hold consensus rating as of Dec 30, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $35, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $35, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Middlefield Banc (MBCN)

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