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LOB
Volume: 130.83K

LOB Stock Forecast & Price Target

LOB Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 25%
Buy 25%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

Live Oak Bancshares has demonstrated a positive financial outlook with an expanded net interest margin of 3.33%, surpassing estimates, which reflects enhanced profitability. Although there was a slight increase in 30+ day past dues and non-accrual loans, the company's unguaranteed allowance ratio at 2.22% indicates robust coverage and risk management capabilities. With its leadership in the small business banking sector and a proactive approach to emerging technologies like AI, Live Oak Bancshares is well-positioned for significant future growth in both revenues and earnings while navigating potential challenges in the competitive banking landscape.

Bears say

Live Oak Bancshares has demonstrated a decrease in net charge-offs, falling to $17 million (0.61% of loans) from $31 million (1.19%) in the prior quarter. However, the outlook remains negative as unexpected interest rate shifts and potential economic downturns in the small business sector pose significant risks to credit quality and profitability. Additionally, ongoing decreases in provisions and lowered earnings per share estimates for 2026 and 2027 suggest a challenging financial environment that could result in elevated credit losses affecting overall earnings.

LOB has been analyzed by 4 analysts, with a consensus rating of Buy. 25% of analysts recommend a Strong Buy, 25% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Live Oak Bancshares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Live Oak Bancshares (LOB) Forecast

Analysts have given LOB a Buy based on their latest research and market trends.

According to 4 analysts, LOB has a Buy consensus rating as of Apr 6, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $42.75, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $42.75, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Live Oak Bancshares (LOB)

Volume: 130.83K

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