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LOB
Volume: 61.03K

LOB Stock Forecast & Price Target

LOB Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 25%
Buy 25%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

Live Oak Bancshares is thriving in their vertical lending approach, outperforming their peers with double-digit NII growth and a favorable top-line trajectory driven by loan growth and business checking initiatives. Along with this continued momentum, the company has also improved its credit risk profile and the outlook for improving credit will have a positive impact on earnings. With its strong growth profile, we maintain a BUY rating on LOB as it trades at an attractive entry point relative to its peers.

Bears say

Live Oak Bancshares is a bank holding company that specializes in lending and deposit-related services to small businesses nationwide. While the company has strong verticals and is the top SBA 7(a) lender in the nation, there are concerns about its reliance on these targeted industries and the potential for economic slowdown to impact its business. Additionally, the company's high reliance on technology, and its use of less proven technology providers, could pose operational and security risks. Finally, there are concerns about the impact of interest rate movements on the company's net interest income and its ability to meet regulatory capital and liquidity ratios. Overall, these factors lead to a negative outlook on the company's stock.

LOB has been analyzed by 4 analysts, with a consensus rating of Buy. 25% of analysts recommend a Strong Buy, 25% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Live Oak Bancshares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Live Oak Bancshares (LOB) Forecast

Analysts have given LOB a Buy based on their latest research and market trends.

According to 4 analysts, LOB has a Buy consensus rating as of Sep 14, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $45.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $45.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Live Oak Bancshares (LOB)

Volume: 61.03K

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