Customers

Revenue segments as reported by the company.

Net Earned Premium

Ceding Commission

Net Investment Income

Commission Income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology development

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Lemonade

Lemonade, Inc. is a holding company, which engages in the provision of insurance services. The firm's products include renters and homeowners insurance, and pet insurance. It offers insurance coverage under the homeowners multi-peril, inland marine, and general liability lines of business. The company was founded by Daniel Asher Schreiber and Shai Wininger on June 17, 2015, and is headquartered in New York, NY.

Earnings data Q1 2021

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Lemonade reports robust Q4 results, navigates reinsurance challenges effectively

Lemonade's Q4 performance reflects strong growth, effective cost management, and strategic focus on customer-centric initiatives.
While challenges persist, the company's progress towards profitability and prudent approach to risk management position it well for future growth.
Opportunities in AI utilization, reinsurance optimization, and expense management pave the way for Lemonade to drive efficiency, growth, and profitability.

Lemonade reports robust Q1 results, focuses on AI-driven growth

Lemonade's Q1 performance reflects strong growth, improved efficiency, and a strategic focus on profitability.
The company's tech-driven approach and commitment to leveraging AI position it well for sustainable growth.
While facing challenges in marketing efficiency and expense management, Lemonade's focus on transparency and data-driven decisions is commendable.
Opportunities lie in expanding the renters business, optimizing growth strategies, and utilizing historical data for informed decision-making.

Lemonade surpasses Q2 expectations, eyes growth amid regulatory challenges

Lemonade's Q2 performance exceeded expectations, showcasing growth in premium, revenue, and improved financial stability.
Despite challenges in adapting rates and macro environment, the company's strengths in technology and underwriting efficiency provide a competitive advantage.
Opportunities lie in improving loss ratios, leveraging rate trends, and expanding the Synthetic Agents segment for continued growth and resilience.

Lemonade posts strong Q3 results, eyes profitability milestones ahead

Lemonade's Q3 2023 results reflect impressive growth, operational efficiency gains, and strategic initiatives to enhance underwriting practices and customer service.
While facing challenges in competitive markets and product adaptation, the company's disciplined risk management and focus on profitability provide a solid foundation for future success.
With a clear roadmap towards financial positivity and a commitment to innovation, Lemonade is well-positioned to capitalize on growth opportunities and navigate industry challenges.

Lemonade posts robust Q4 results, focuses on growth and compliance

Lemonade's Q4 performance reflects strong growth and improved financial metrics, setting the stage for future profitability.
The company's proactive engagement with regulators and focus on responsible AI implementation highlight a commitment to innovation and compliance.
Challenges include achieving profitability, managing increased marketing spend, and navigating regulatory scrutiny in AI-related insurance.
Opportunities for Lemonade include accelerating growth, setting industry standards, and driving sustainable value through operational excellence.

Lemonade reports robust Q1 growth and eyes cash flow positivity

Lemonade's Q1 performance reflects strong growth and operational improvements, positioning the company for future success.
While facing challenges in balancing growth spend and sustaining revenue growth rates, Lemonade's strategic strengths and opportunities for expansion are key focus areas.
The company's technology-driven approach, AI advantage, and focus on customer acquisition and retention underscore its potential for long-term growth and profitability.

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Cost of revenue

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SG&A

Other

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EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

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Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

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Purchase/sale of investments

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Net change in cash

Free cash flow

Lemonade, Inc. is a holding company, which engages in the provision of insurance services. The firm's products include renters and homeowners insurance, and pet insurance. It offers insurance coverage under the homeowners multi-peril, inland marine, and general liability lines of business. The company was founded by Daniel Asher Schreiber and Shai Wininger on June 17, 2015 and is headquartered in New York, NY.

Duolingo

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Redfin

SentinelOne

Generative artificial intelligence (AI) is capable of creating content like text, images, videos, and even computer code. Investors have done extremely well in 2023 by betting on AI stocks like Nvidia, C3.ai, and Microsoft.

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SoFi Technologies

Upstart Holdings

SoFi's business will benefit from resumed student loan refinancing. Upstart's committed funding is positively turning the tide.

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Tesla

Consistently predicting what the stock market might do in the short term is next to impossible. History shows the longer you stay invested in the market, the higher the probability you'll generate a positive return.

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Online Insurance platform Lemonade Inc. NYSE: LMND stock rose 22.7% year-to-date (YTD). Its artificial intelligence (AI) and machine learning (ML) powered platform can get users into insurance plans in 90 seconds.

AI-Powered Lemonade Squeezing Out Sweet Growth

According to some, stocks are already in a bull market, thanks in part to excitement over artificial intelligence. Upstart is using artificial intelligence to disrupt the consumer loan marketplace.

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NEW YORK--(BUSINESS WIRE)--Lemonade Turns to Synthetic Agents to Finance Growth: Powered by General Catalyst, program seeks to close cash-flow gap, unlock cash-friendly scaling.

Lemonade Turns to Synthetic Agents to Finance Growth

Lemonade had another strong quarter of growth, but it remains unprofitable. The stock fell when a major analyst downgraded it to underweight and lowered the price target.

Why Lemonade Stock Dropped 11.1% This Week

Opendoor

Lemonade and Opendoor have both fallen 90% from their all-time highs. Lemonade's growth is slowing down as it racks up steep losses.

Better Buy: Lemonade vs. Opendoor

Lemonade is still a tiny underdog in a market dominated by mature leaders. Its core business is heavily exposed to climate change.

3 Things About Lemonade That Smart Investors Know

Lemonade (LMND) stands to gain from growth on premium placed with third-party insurance companies, interest rates on investment balances and improvement in the average policy value.

Here's Why Investing in Lemonade (LMND) Stock is Prudent Now

Intuitive Surgical

Intuitive Surgical is leveraging AI and machine learning to improve surgical outcomes. Lemonade's AI-based digital platform has simplified the purchasing of insurance policies.

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Morgan Stanley called Lemonade overpriced and said it had a long path to profitability. The stock is up 31% year to date in part due to excitement about AI stocks.

Why Lemonade Stock Was Falling Today

Lemonade has long been using AI in its insurance business. SoFi has performed well in light of the banking crisis earlier this year.

Better Buy: Lemonade or SoFi?

Shopify

Duolingo uses AI to create and customize its content. Lemonade is giving customers a better insurance experience with AI.

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Warren Buffett is worried about AI, but there are several stocks in the Berkshire Hathaway portfolio that are in part AI plays. Insurance companies that are using AI have an edge, but it can be challenging for legacy insurers to modernize their technology.

Why Is Warren Buffett Worried About This AI Insurance Company?

The release of OpenAI's ChatGPT has fired up investor interest in AI-related stocks. Upstart Holdings relies on AI to approve consumer loans that would get rejected using outdated assessment methods.

Artificial Intelligence Meets Finance: These 2 Fintechs Are Shaping the Industry

TEL AVIV, Israel--(BUSINESS WIRE)--Talon Cyber Security, the leader in enterprise browser technology, today announced that Lemonade, Inc. (NYSE: LMND) has chosen the Talon Enterprise Browser to more easily navigate post-acquisition business integrations and to secure unmanaged devices in use across its environment. Lemonade, the digital insurance company powered by AI and social impact, offers renters, homeowners, car, pet and life insurance. The company uses machine learning to make insurance.

Insurance Leader Lemonade Selects the Talon Enterprise Browser

Lemonade, an insurtech company targeting millennials, has seen its stock surge over 30% this year, with gains accelerating after Q1 results showed improved losses and faster premium growth. Key bullish drivers for Lemonade include its impressive y/y revenue growth, its appeal to tech-savvy consumers, diversification into other insurance streams, and improving loss ratios. The company raised its FY23 outlook and highlighted the potential for AI to automate hundreds of processes, driving down costs and further differentiating it from legacy insurance peers.

Lemonade: Big Strides On All Fronts

Buzzfeed

Veritone

Artificial Intelligence has effectively transformed multiple sectors, but the meteoric rise of AI stocks has raised many eyebrows in financial circles. It has also led to an increasing focus on AI stocks to sell.

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Datadog

The May-to-October period each year has significantly underperformed the November-to-April period since 1945. 2023 could be an outlier.

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Lemonade demonstrated improving profitability and high growth in the 2023 first quarter. Its stock still looks cheap at the current price.

Why Lemonade Stock Soared 62% in May

Intel

Medtronic

The Nasdaq, propelled partially by optimism about artificial intelligence (AI), is already in a bull market, as the index had soared 25% so far this year. The S&P 500, which is on the verge of a bull market as well, has also benefitted from investor enthusiasm related to the technology.

3 Stocks to Buy for the Coming AI-Powered Bull Market

Lemonade (LMND) is looking like an interesting pick from a technical perspective, as the company reached a key level of support. Recently, LMND crossed above the 200-day moving average, suggesting a long-term bullish trend.

Lemonade (LMND) Recently Broke Out Above the 200-Day Moving Average

The mean of analysts' price targets for Lemonade (LMND) points to a 32% upside in the stock. While this highly sought-after metric has not proven reasonably effective, strong agreement among analysts in raising earnings estimates does indicate an upside in the stock.

Wall Street Analysts See a 31.99% Upside in Lemonade (LMND): Can the Stock Really Move This High?

Upstart's AI-driven credit-scoring platform approves more loans without increasing default risks. AI has helped Lemonade streamline insurance sales and offer innovative insurance products.

News for Lemonade Stock (LMND)