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LKFN
Volume: 88.73K

Lakeland Financial (LKFN) Stock Forecast & Price Target

Lakeland Financial (LKFN) Analyst Ratings

Based on 2 analyst ratings
Hold
Strong Buy 0%
Buy 50%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

Lakeland Financial Corp demonstrated robust financial performance, with a 15% quarter-over-quarter increase in pre-provision net revenue (PPNR) to $37 million, surpassing estimates by nearly 10% due to reduced expenses alongside improved spread and fee income. The bank's margin also showed a positive trend, rising for the third consecutive quarter to 3.42%, with expectations for further expansion supported by effective asset rotation and fixed loan repricing. Additionally, the company's investment in bank-owned life insurance (BOLI) showcased enhanced market performance and an uptick in income, contributing positively to overall financial results.

Bears say

Lakeland Financial Corp's stock outlook appears negative due to profitability concerns stemming from higher non-performing assets (NPA) related to a Northern Indiana industrial client, which previously impacted earnings. The company reported a provision for loan losses of $3 million, higher than expected, indicating potential underlying issues in credit quality and risk management. Additionally, the decline in the loan loss reserve (LLR) to 1.27% raises concerns about financial stability, suggesting the need for increased vigilance regarding asset quality amidst fluctuating expense management.

Lakeland Financial (LKFN) has been analyzed by 2 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 50% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Lakeland Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Lakeland Financial (LKFN) Forecast

Analysts have given Lakeland Financial (LKFN) a Hold based on their latest research and market trends.

According to 2 analysts, Lakeland Financial (LKFN) has a Hold consensus rating as of Dec 26, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Lakeland Financial (LKFN)

Volume: 88.73K

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