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LKFN
Volume: 77.34K

Lakeland Financial (LKFN) Stock Forecast & Price Target

Lakeland Financial (LKFN) Analyst Ratings

Based on 2 analyst ratings
Hold
Strong Buy 0%
Buy 50%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

Lakeland Financial Corp reported a notable 15% quarter-over-quarter increase in pre-provision net revenue (PPNR), reaching $37.0 million, which exceeded prior estimates mainly due to reduced expenses and enhanced spread and fee income. The company's net interest margin also experienced an upward trend, increasing by 2 basis points to 3.42% for the third consecutive quarter, with expectations of further modest expansion supported by effective asset rotation and fixed loan repricing. Additionally, improvements in market performance regarding bank-owned life insurance (BOLI) policies contributed positively to the company's financial health, reflecting effective management strategies in its wealth advisory and investment management segments.

Bears say

Lakeland Financial Corp has demonstrated a reduction in overall expenses, which totaled $30.4 million for the quarter, significantly lower than the forecasted $33.1 million, primarily due to decreases in salaries, benefits, and other non-interest expenses. Despite this positive development, the company faced challenges related to non-performing assets (NPA) from a Northern Indiana industrial client that adversely affected profitability in the previous quarter, indicating potential underlying issues within its loan portfolio. Additionally, a provision for credit losses of $3 million was recorded, coupled with a decline in the loan loss reserve (LLR) to 1.27%, signaling increased caution regarding future credit quality and the sustainability of earnings.

Lakeland Financial (LKFN) has been analyzed by 2 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 50% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Lakeland Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Lakeland Financial (LKFN) Forecast

Analysts have given Lakeland Financial (LKFN) a Hold based on their latest research and market trends.

According to 2 analysts, Lakeland Financial (LKFN) has a Hold consensus rating as of Dec 30, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Lakeland Financial (LKFN)

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