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LDI
Volume: 1.91M

loanDepot (LDI) Stock Forecast & Price Target

loanDepot (LDI) Analyst Ratings

Based on 2 analyst ratings
Sell
Strong Buy 0%
Buy 0%
Hold 50%
Sell 0%
Strong Sell 50%

Bulls say

loanDepot Inc has experienced a significant stock price increase, almost doubling in value over the past week, largely driven by speculation regarding a potential "housing emergency" declaration that could lower mortgage rates and improve affordability for homeowners. The company's strong brand recognition among consumers enhances its ability to generate leads more effectively than competitors in the retail lending market. Additionally, with gain on sale margins reaching near trough levels and MSR valuations at peak, margins are expected to remain stable, particularly if mortgage rates decline to around 6%, positioning loanDepot favorably in the consumer lending landscape.

Bears say

The analysis indicates a negative outlook for loanDepot Inc. due to increased leverage, which is expected to remain elevated at approximately 4.8x by year-end before declining to 4x the following year. This elevated leverage is anticipated to lead to heightened earnings volatility compared to larger lenders with greater operational and financial stability. Furthermore, while the potential for raising additional cash through MSR sales exists, these sales have not been accounted for in estimates, contributing to concerns regarding the company's overall financial resilience.

loanDepot (LDI) has been analyzed by 2 analysts, with a consensus rating of Sell. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 50% suggest Holding, 0% advise Selling, and 50% predict a Strong Sell.

This aggregate rating is based on analysts' research of loanDepot and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About loanDepot (LDI) Forecast

Analysts have given loanDepot (LDI) a Sell based on their latest research and market trends.

According to 2 analysts, loanDepot (LDI) has a Sell consensus rating as of Dec 29, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $3, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $3, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

loanDepot (LDI)

Volume: 1.91M

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