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LDI
Volume: 10.84M

loanDepot (LDI) Stock Forecast & Price Target

loanDepot (LDI) Analyst Ratings

Based on 2 analyst ratings
Sell
Strong Buy 0%
Buy 0%
Hold 50%
Sell 0%
Strong Sell 50%

Bulls say

loanDepot Inc has experienced a significant increase in stock value, nearly doubling in the past week, primarily due to speculation surrounding potential government interventions to reduce mortgage rates, enhancing homeowner affordability. The company benefits from strong brand recognition, which supports effective lead generation compared to competitors, positioning it favorably in the nonbank consumer lending market. Additionally, gain on sale margins are anticipated to stabilize, even if mortgage rates decrease to approximately 6%, suggesting that loanDepot could maintain financial resilience amid fluctuating market conditions.

Bears say

The analysis indicates that loanDepot Inc's valuation is expected to experience a deeper drawdown during periods of volatile interest rates, contributing to a negative outlook on the stock. The company's leverage is projected to finish the year at approximately 4.8x, with a minor decrease expected to 4x by the following year, which raises concerns about earnings volatility relative to competitors with larger operational and financial scales. Additionally, while there are expectations for potential cash generation through mortgage servicing rights (MSR) sales, these are not factored into current estimates, further highlighting uncertainty around the company’s financial stability.

loanDepot (LDI) has been analyzed by 2 analysts, with a consensus rating of Sell. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 50% suggest Holding, 0% advise Selling, and 50% predict a Strong Sell.

This aggregate rating is based on analysts' research of loanDepot and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About loanDepot (LDI) Forecast

Analysts have given loanDepot (LDI) a Sell based on their latest research and market trends.

According to 2 analysts, loanDepot (LDI) has a Sell consensus rating as of Jan 9, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $3, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $3, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

loanDepot (LDI)

Volume: 10.84M

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