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LDI
Volume: 1.34M

loanDepot (LDI) Stock Forecast & Price Target

loanDepot (LDI) Analyst Ratings

Based on 2 analyst ratings
Sell
Strong Buy 0%
Buy 0%
Hold 50%
Sell 0%
Strong Sell 50%

Bulls say

LoanDepot Inc's stock has seen a significant increase recently, attributed to potential earnings benefits from speculation regarding a "housing emergency" that could lead to lower mortgage rates, consequently enhancing homeowner affordability. This surge is bolstered by LoanDepot's strong brand recognition, which positions it favorably for effective lead generation compared to competitors in the retail lending space. Additionally, with gain-on-sale margins approaching their lows and mortgage servicing rights (MSR) valuations near peak levels, the company is expected to maintain stable margins should mortgage rates drop to around 6%.

Bears say

The financial analysis indicates a negative outlook on loanDepot Inc. due to its anticipated high leverage, expected to remain around 4.8x by year-end, which could result in increased earnings volatility when compared to larger industry competitors. The company's reliance on mortgage servicing rights (MSR) sales for liquidity could suggest a dependence on potentially unstable revenue sources in a volatile interest rate environment. Furthermore, the overall expectation of a deeper drawdown in loanDepot's valuation further underscores the challenges associated with its financial position and market competitiveness.

loanDepot (LDI) has been analyzed by 2 analysts, with a consensus rating of Sell. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 50% suggest Holding, 0% advise Selling, and 50% predict a Strong Sell.

This aggregate rating is based on analysts' research of loanDepot and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About loanDepot (LDI) Forecast

Analysts have given loanDepot (LDI) a Sell based on their latest research and market trends.

According to 2 analysts, loanDepot (LDI) has a Sell consensus rating as of Dec 25, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $3, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $3, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

loanDepot (LDI)

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