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LDI
Volume: 2.31M

loanDepot (LDI) Stock Forecast & Price Target

loanDepot (LDI) Analyst Ratings

Based on 2 analyst ratings
Sell
Strong Buy 0%
Buy 0%
Hold 50%
Sell 0%
Strong Sell 50%

Bulls say

loanDepot Inc. has experienced a significant surge in its stock price, nearly doubling within a week, primarily attributed to speculation regarding potential government actions aimed at creating a "housing emergency" that could lower mortgage rates and enhance affordability for homeowners. The company benefits from strong brand recognition, which is expected to facilitate more effective lead generation compared to other retail lenders, thereby potentially increasing its market share in a competitive landscape. Furthermore, while gain on sale margins are reportedly near trough levels, expectations for stable margins, provided mortgage rates decline to approximately 6%, indicate a favorable outlook for loanDepot's financial performance in the near term.

Bears say

The financial outlook for loanDepot Inc. is concerning due to its elevated leverage, expected to end the year at approximately 4.8x and decline only modestly to 4x by the following year, indicating significant risk. Additionally, the company's operational and financial scale contributes to increased earnings volatility compared to more stable competitors in the lending market. Finally, while the potential for cash flow generation exists through mortgage servicing rights (MSR) sales, these factors underscore a negative valuation outlook for loanDepot amid ongoing rate volatility.

loanDepot (LDI) has been analyzed by 2 analysts, with a consensus rating of Sell. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 50% suggest Holding, 0% advise Selling, and 50% predict a Strong Sell.

This aggregate rating is based on analysts' research of loanDepot and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About loanDepot (LDI) Forecast

Analysts have given loanDepot (LDI) a Sell based on their latest research and market trends.

According to 2 analysts, loanDepot (LDI) has a Sell consensus rating as of Jan 12, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $3, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $3, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

loanDepot (LDI)

Volume: 2.31M

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