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LDI
Volume: 2.9M
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loanDepot (LDI) Stock Forecast & Price Target

loanDepot (LDI) Analyst Ratings

Based on 2 analyst ratings
Sell
Strong Buy 0%
Buy 0%
Hold 50%
Sell 0%
Strong Sell 50%

Bulls say

LoanDepot Inc. has experienced significant stock appreciation, nearly doubling in value within a week, primarily driven by speculation regarding potential government actions aimed at reducing mortgage rates to enhance homeowner affordability. The company benefits from strong brand recognition among consumers, which contributes to more effective lead generation compared to its retail lender competitors. Furthermore, while gain on sale margins are close to their lows, expectations indicate stability in margins should mortgage rates decrease, indicating a favorable outlook for revenue alongside peak levels of mortgage servicing rights valuations.

Bears say

loanDepot Inc. faces a challenging outlook due to its anticipated leverage ratio of approximately 4.8x by year-end, which is projected to decrease to 4x over the following year, indicating potential earnings volatility. The volatility in interest rates has raised concerns about a deeper drawdown in the company's valuation, particularly in comparison to its more operationally and financially stable competitors. Additionally, while loanDepot may explore mortgage servicing rights (MSR) sales as a cash-raising strategy, the fundamental financial metrics suggest inherent risks that contribute to a negative view on the stock's performance.

loanDepot (LDI) has been analyzed by 2 analysts, with a consensus rating of Sell. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 50% suggest Holding, 0% advise Selling, and 50% predict a Strong Sell.

This aggregate rating is based on analysts' research of loanDepot and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About loanDepot (LDI) Forecast

Analysts have given loanDepot (LDI) a Sell based on their latest research and market trends.

According to 2 analysts, loanDepot (LDI) has a Sell consensus rating as of Dec 5, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $3, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $3, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

loanDepot (LDI)

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