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ISBA
Volume: 19.58K

ISBA Stock Forecast & Price Target

ISBA Analyst Ratings

Based on 1 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

Isabella Bank Corp's non-performing assets (NPAs) remain low at 0.13% of loans, reflecting strong credit quality and effective management, particularly as the company is expected to exit a downgraded commercial real estate loan without incurring a loss. The bank experienced a significant increase in net interest income (NII), projected to grow by 3% quarter-over-quarter in the fourth quarter of 2025 and 11% year-over-year, indicating robust financial performance. Additionally, both tangible book value (TBV) and tangible common equity (TCE) showed sequential increases, underscoring strong profitability with a reported return on assets (ROA) of 0.96%.

Bears say

The financial analysis reveals a concerning outlook for Isabella Bank Corp, primarily driven by anticipated stagnation in loan growth, with projections indicating flattish year-over-year growth for the current year and only a modest 4% increase forecasted for 2026. The operating expense outlook also suggests a decline in the fourth quarter compared to the previous quarter, compounded by expectations of an increase in non-performing loans (NCOs) at a forecasted rate of 12 basis points, alongside low-to-mid single-digit growth in loans. Furthermore, the allowance for credit losses (ACL) decreased slightly, reflecting a potential increase in credit risk that may further strain the bank's financial position.

ISBA has been analyzed by 1 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Isabella Bank Corp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Isabella Bank Corp (ISBA) Forecast

Analysts have given ISBA a Hold based on their latest research and market trends.

According to 1 analysts, ISBA has a Hold consensus rating as of Dec 26, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $38.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $38.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Isabella Bank Corp (ISBA)

Volume: 19.58K

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