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ISBA
Volume: 34.88K

ISBA Stock Forecast & Price Target

ISBA Analyst Ratings

Based on 1 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

Isabella Bank Corp demonstrated resilience and stability, as evidenced by non-performing assets (NPAs) remaining relatively low at only 0.13% of loans, despite a slight increase due to a singular loan downgrade expected to incur no loss. The bank reported a significant increase in net interest income (NII), with a projected growth of 3% quarter-over-quarter and 11% year-over-year, supported by robust loan growth across multiple sectors including single-family residential and commercial real estate. Additionally, tangible book value (TBV) rose by 4% to $23.39, reflecting strong profitability and a reported return on assets (ROA) of 0.96%, highlighting the bank's effective management and financial health.

Bears say

Isabella Bank's negative outlook is primarily driven by forecasted flat year-over-year loan growth for the current year, with anticipated growth only picking up to 4% by 2026, indicating sluggish demand amid economic pressures. Additionally, the bank's outlook includes a conservative projection of non-credit operations (NCOs) at 12 basis points, paired with limited loan loss provision (LLP) coverage of 1.7 times, signaling potential risk concerns related to credit quality. Finally, a minor decline in the allowance for loan loss (ACL) to 0.92% of loans further underscores the challenges the bank faces in maintaining robust financial health despite rising operating expenses.

ISBA has been analyzed by 1 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Isabella Bank Corp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Isabella Bank Corp (ISBA) Forecast

Analysts have given ISBA a Hold based on their latest research and market trends.

According to 1 analysts, ISBA has a Hold consensus rating as of Dec 30, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $38.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $38.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Isabella Bank Corp (ISBA)

Volume: 34.88K

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