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ISBA
Volume: 11.93K

ISBA Stock Forecast & Price Target

ISBA Analyst Ratings

Based on 1 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

Isabella Bank Corp is positioned for growth, with projected tangible common equity (TCE) expected to rise to 9.0% by the fourth quarter of 2026, supported by expanding return on assets (ROA). The bank's net interest margin (NIM) outlook indicates solid increases in net interest income (NII) of 3% quarter-over-quarter and 11% year-over-year for the following year, highlighting robust revenue generation. Additionally, loan and deposit metrics remain strong, with an anticipated loan-to-deposit ratio increasing to 85% by the end of 2026, further reinforcing the bank's positive financial trajectory.

Bears say

Isabella Bank Corp faces a challenging outlook due to a projected increase in operating expenses, which is expected to grow by 4% year-over-year in 2026, despite a decline in the last quarter. The bank's allowance for credit losses (ACL) remains low, falling to 0.89% of loans, which indicates some level of concentration in loan growth rather than a diversified risk profile. Additionally, a 7% decrease in certificates of deposit (CDs) on a linked-quarter basis raises concerns about the bank's deposit-gathering capabilities amidst the competitive environment.

ISBA has been analyzed by 1 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Isabella Bank Corp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Isabella Bank Corp (ISBA) Forecast

Analysts have given ISBA a Hold based on their latest research and market trends.

According to 1 analysts, ISBA has a Hold consensus rating as of Mar 17, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $54, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $54, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Isabella Bank Corp (ISBA)

Volume: 11.93K

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