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INBK
Volume: 62.07K

INBK Stock Forecast & Price Target

INBK Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 33%
Hold 67%
Sell 0%
Strong Sell 0%

Bulls say

First Internet Bancorp exhibits a positive outlook, highlighted by a projected increase in its net loans to deposits (L/D) ratio to 84% by the fourth quarter of 2026, driven by consistent loan growth, including a 3% rise in commercial balances. The company has demonstrated sequential improvements in tangible book value (TBV) and total common equity (TCE), reflecting a solid financial foundation with an efficiency ratio that is anticipated to improve from 57% to 55% as net interest income (NII) and fee income grow. Despite an increase in non-performing assets (NPAs), the allowance for loan losses (ACL) remains stable and is expected to build conservatively, enhancing the risk management profile of the bank.

Bears say

The financial performance of First Internet Bancorp reveals several concerning trends that contribute to a negative outlook on its stock. Notably, net interest income (NII) was reported at $31.5 million, which fell 5% short of consensus expectations amid less-than-anticipated net interest margin (NIM) expansion; this points to ongoing struggles in revenue generation. Additionally, a significant decrease in end-of-period loans held for investment (down 17% quarter-over-quarter) combined with high loan loss provisions raises red flags about the company’s asset quality and credit risk management.

INBK has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 33% recommend Buy, 67% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of First Internet Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About First Internet Bancorp (INBK) Forecast

Analysts have given INBK a Hold based on their latest research and market trends.

According to 3 analysts, INBK has a Hold consensus rating as of Feb 7, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $28.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $28.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

First Internet Bancorp (INBK)

Volume: 62.07K

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