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INBK
Volume: 51.1K
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INBK Stock Forecast & Price Target

INBK Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 33%
Hold 67%
Sell 0%
Strong Sell 0%

Bulls say

First Internet Bancorp has demonstrated robust growth with an increase in end-of-period (EOP) deposits by 29% quarter-over-quarter, indicating strong demand for its banking services and successful partnerships with fintech firms. Additionally, EOP loans held for investment (HFI) grew 2% sequentially, bolstered by a 3% increase in commercial balances, highlighting the company's effective lending strategies. The bank's efficiency ratio of 57%, which is lower than consensus expectations, alongside projected improvements and margin expansion driven by higher yields on earning assets, suggests a favorable financial trajectory moving forward.

Bears say

The analysis indicates a concerning financial outlook for First Internet Bancorp, primarily driven by a significant decline in noninterest income, which fell 46.7% quarter-over-quarter and 49.6% year-over-year, largely due to underperformance in GOS fees. Despite a slight increase in net interest income (NII) by 8% quarter-over-quarter, it remained 5% below consensus expectations, reflecting inadequate net interest margin (NIM) expansion alongside declining tangible book value (TBV) and total common equity (TCE). Additionally, elevated net charge-offs (NCOs) for the fourth consecutive quarter, particularly related to SBA and franchise finance loans, further compound the company's financial challenges, creating skepticism regarding its future profitability prospects.

INBK has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 33% recommend Buy, 67% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of First Internet Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About First Internet Bancorp (INBK) Forecast

Analysts have given INBK a Hold based on their latest research and market trends.

According to 3 analysts, INBK has a Hold consensus rating as of Dec 13, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $28.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $28.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

First Internet Bancorp (INBK)

Volume: 51.1K

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