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INBK
Volume: 3.19K

INBK Stock Forecast & Price Target

INBK Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 33%
Hold 67%
Sell 0%
Strong Sell 0%

Bulls say

First Internet Bancorp reported a significant increase in end-of-period (EOP) deposits, rising 29% quarter-over-quarter, with management projecting continued deposit growth in 2025 supported by successful partnerships with fintech companies. The company's EOP loans held for investment (HFI) saw a modest growth of 2% quarter-over-quarter, with commercial balances contributing a substantial increase of $115 million. Additionally, First Internet Bancorp's efficiency ratio of 57% outperformed consensus expectations, and improvements in net interest income (NII) and fee income are anticipated to further enhance profitability by 4Q26, underpinned by an increase in the yield on average earning assets to 5.65%.

Bears say

First Internet Bancorp's financial performance exhibited significant challenges, with noninterest income decreasing 46.7% quarter-over-quarter and 49.6% year-over-year, reflecting a concerning reliance on GOS fees that fell short of expectations despite higher other income. Additionally, the company's net interest income (NII) of $31.5 million was 5% below consensus estimates, attributed to less-than-anticipated net interest margin (NIM) expansion and a notable decline in tangible book value by 10% to $39.88. Furthermore, end-of-period loans held for investment decreased by 17% quarter-over-quarter, highlighting potential issues in loan growth and increased credit costs that could adversely affect overall profitability.

INBK has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 33% recommend Buy, 67% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of First Internet Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About First Internet Bancorp (INBK) Forecast

Analysts have given INBK a Hold based on their latest research and market trends.

According to 3 analysts, INBK has a Hold consensus rating as of Jan 13, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $28.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $28.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

First Internet Bancorp (INBK)

Volume: 3.19K

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