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INBK
Volume: 6.27K
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INBK Stock Forecast & Price Target

INBK Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 33%
Hold 67%
Sell 0%
Strong Sell 0%

Bulls say

First Internet Bancorp has demonstrated a robust financial performance, highlighted by a 29% increase in end-of-period (EOP) deposits quarter-over-quarter and expectations for continued solid deposit growth through partnerships with fintech companies. Additionally, EOP loans held for investment (HFI) saw a 2% quarter-over-quarter increase, with commercial loan balances rising by $115 million, indicating strong demand in the commercial sector. The company's efficiency ratio of 57% outperformed consensus expectations and is projected to improve further, supported by anticipated growth in net interest income (NII) and fee income, along with a favorable yield on average earning assets rising to 5.65%.

Bears say

First Internet Bancorp's financial performance has shown significant declines in noninterest income, which fell 46.7% quarter-over-quarter and 49.6% year-over-year, primarily impacted by lower than expected GOS fees. Additionally, the company reported a net interest income (NII) of $31.5 million, which, despite an 8% increase from the previous quarter, was 5% below consensus expectations, reflecting limited net interest margin (NIM) expansion amid rising credit costs and a drop in tangible book value. Furthermore, end-of-period loans held for investment saw a sharp decline of 17% quarter-over-quarter, compounded by elevated net charge-offs linked to specific loan categories, raising concerns about the sustainability of core earnings.

INBK has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 33% recommend Buy, 67% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of First Internet Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About First Internet Bancorp (INBK) Forecast

Analysts have given INBK a Hold based on their latest research and market trends.

According to 3 analysts, INBK has a Hold consensus rating as of Dec 5, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $28.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $28.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

First Internet Bancorp (INBK)

Volume: 6.27K

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