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HTBK
Volume: 928.46K

Heritage Commerce (HTBK) Stock Forecast & Price Target

Heritage Commerce (HTBK) Analyst Ratings

Based on 5 analyst ratings
Buy
Strong Buy 0%
Buy 60%
Hold 40%
Sell 0%
Strong Sell 0%

Bulls say

Heritage Commerce Corp has demonstrated robust financial performance, evidenced by an 8.0% increase in ending period loans over the last quarter, indicating strong demand for its loan products. The company's net interest income (NII) showed significant improvement with a net interest margin (NIM) expansion of 6 basis points to 3.60%, resulting from steady growth in average earning assets and favorable loan production yields. Additionally, noninterest-bearing demand deposits (DDA) have increased notably, from 24.9% to 26.7% of total deposits, enhancing the company's liquidity position and financial stability.

Bears say

Heritage Commerce Corp's third-quarter core net interest earnings (NIE) fell by 0.4% quarter-over-quarter to $29.0 million, falling short of consensus expectations primarily due to a significant decline in professional fees. The company faces several risks, including potential deterioration in asset quality, competitive pressures affecting loan and deposit pricing, and sluggish loan demand, which could lead to ongoing balance sheet contraction and a less favorable mix of earning assets. Additionally, the average earning asset yields have decreased, with net interest margins coming under pressure, indicating challenges in maintaining profitability in the current banking environment.

Heritage Commerce (HTBK) has been analyzed by 5 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 60% recommend Buy, 40% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Heritage Commerce and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Heritage Commerce (HTBK) Forecast

Analysts have given Heritage Commerce (HTBK) a Buy based on their latest research and market trends.

According to 5 analysts, Heritage Commerce (HTBK) has a Buy consensus rating as of Apr 11, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $12.70, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $12.70, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Heritage Commerce (HTBK)

Volume: 928.46K

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