
HTB Stock Forecast & Price Target
HTB Analyst Ratings
Bulls say
HomeTrust Bancshares Inc. has demonstrated a solid financial performance, highlighted by a 3% increase in tangible book value per share (TBVPS) quarter-over-quarter, reaching $30.92. The company's capital position remains robust, with a tangible common equity (TCE) ratio improving to 11.9% in the second quarter of 2025, up from 11.7%. Additionally, the net interest margin (NIM) has improved by 15 basis points quarter-over-quarter to 4.37%, significantly surpassing previous estimates, which further reinforces a positive outlook for the company's financial stability and growth potential.
Bears say
HomeTrust Bancshares Inc may face challenges due to a potential deterioration in credit quality, which could adversely affect its valuation and earnings per share (EPS). Furthermore, the company's reserve ratio has decreased by 3 basis points to 1.20%, indicating a diminished buffer against potential loan losses. This combination of declining credit quality and reduced reserves raises concerns about the bank's overall financial stability and ability to manage risk.
This aggregate rating is based on analysts' research of HomeTrust Bancshares Inc and is not a guaranteed prediction by Public.com or investment advice.
HTB Analyst Forecast & Price Prediction
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