Revenue segments as reported by the company.

Earned premiums

Fee income

Net investment income

Net realized gains (losses)

Other revenues

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Amortization of deferred acquisition costs ("DAC")

Insurance operating costs and other expenses

Interest expense

Amortization of other intangible assets

Restructuring and other costs

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Hartford Financial Services Group

The Hartford Financial Services Group, Inc. is an insurance and financial services company. It operates through the following segments: Commercial Lines, Personal Lines, Property & Casualty Other Operations, Group Benefits, Hartford Funds, and Corporate. The Commercial Lines segment provides workers' compensation, property, automobile, liability and umbrella coverage under several different products. The Personal Lines segment offers standard automobile, homeowners, and personal umbrella coverage to individuals. The Property & Casualty Other Operations segment includes certain property and casualty operations, managed by the company, that have discontinued writing new business and substantially all of the company's asbestos and environmental exposures. The Group Benefits segment provides group life, accident, and disability coverage, as well as group retiree health and voluntary benefits. The Hartford Funds segment offers investment products for retail and retirement accounts and provides investment management and administrative services. The corporate segment includes corporate category discontinued operations, reserves for run-off structured settlement, and terminal funding agreement liabilities, restructuring costs, and capital raising activities. The company was founded by Terry Nathaniel on May 10, 1810, and is headquartered in Hartford, CT.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Hartford Financial Services Group reports robust Q4 performance and growth opportunities

Hartford Financial Services Group (HIG) showcased strong financial performance in Q4 2022, driven by commercial lines and Global Specialty segments. The company's disciplined underwriting, margin expansion, and strategic growth initiatives position it well for the future. Challenges in commercial auto liability and workers' comp costs are being addressed, while opportunities for margin improvement and portfolio growth are being pursued.

Hartford Financial (HIG) excels in Commercial Lines and Group Benefits

Hartford Financial Services Group (HIG) showcased robust performance in key segments, overcoming industry challenges with strategic pricing and customer-focused initiatives. While facing headwinds in Personal Lines and D&O pricing, the company's strong growth momentum in Small Commercial and Group Benefits positions it well for future opportunities.

Hartford Financial Services Group (HIG) posts strong Q2 results

Hartford Financial Services Group (HIG) reported strong Q2 performance with robust financial results in key segments. While facing challenges in Personal Lines, the company remains focused on growth opportunities in Commercial Lines and Group Benefits. With a strategic focus on expense management and investment in technology, Hartford aims to maintain its industry-leading position.

Hartford Financial Services Group (HIG) reports strong Q3 performance

Hartford Financial Services Group (HIG) delivered a robust performance in Q3 2023, showcasing strength in premium growth, underwriting discipline, and capital management.
While facing challenges in certain segments and market dynamics, the company's operational excellence and strategic focus position it well for sustained growth and profitability.
By addressing challenges, leveraging strengths, and capitalizing on opportunities, Hartford Financial Services Group (HIG) aims to maintain its competitive edge and drive long-term value for stakeholders.

Hartford Financial (HIG) excels in Q4, eyes growth and profitability

Hartford Financial Services Group (HIG) delivered strong financial performance in Q4 2023, driven by growth in Commercial Lines and Group Benefits. The company outlined strategic initiatives for 2024, focusing on pricing consistency and profitability targets.
Despite challenges related to managing expenses, sustaining dividend expectations, and balancing buyback levels, HIG remains optimistic about growth opportunities in Small Commercial business and property book expansion within Commercial Lines.
Navigating social inflationary trends, sustaining profitability targets, and capitalizing on market conditions present both challenges and opportunities for HIG. The company's prudent risk management approach and focus on sustainable financial performance position it for long-term success.

Hartford Financial reports strong Q1 results, eyes growth opportunities

Hartford Financial Services Group had a strong start to 2024, with exceptional financial results and positive performance across its key segments. While facing challenges from external factors, the company is leveraging its strengths to drive growth and profitability. By focusing on opportunities for expansion and product innovation, Hartford Financial aims to maintain its competitive edge in the market.

Hartford Financial Services Group excels in Q2, poised for growth

Hartford Financial Services Group demonstrated robust performance across its business segments, with a focus on growth and profitability.
While facing challenges in certain segments, the company's strategic initiatives and strong financial position position it well for future opportunities.
Overall, Hartford's Q2 results reflect a solid foundation for sustained growth and value creation for shareholders.

Hartford Financial excels in Q3 2024, poised for growth

Hartford Financial Services Group's Q3 2024 earnings call showcased strong financial performance, strategic pricing initiatives, and growth across key business segments. Despite industry challenges, the company's focus on sustained excellence, shareholder value, and strategic investments bode well for future prospects and resilience in a dynamic market landscape.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Hartford Financial's (HIG) cost-control initiatives are likely to lower costs to a great extent and boost the bottom line.

Hartford Financial (HIG) Up 42.5% in Past Year: More Room Left?

Assurant

Cigna

MetLife

Old Republic International

Prudential Financial

Better pricing, product redesigns, technological advancement along with optimistic growth outlook are expected to aid multiline insurers like MET, AIG, CI, HIG, PRU, AIZ and ORI as the impact of the pandemic recedes.

7 Multiline Insurers to Watch As Business Activity Gains Momentum

American National Bankshares

Atlantica Sustainable Infrastructure

Cass Information Systems

Churchill Downs

Central Pacific Financial

CRA International

D.R. Horton

Dolby Laboratories

Hubbell

KeyCorp

Lancaster Colony

Lockheed Martin

LaZBoy

McDonald's

MVB Financial

NIKE

Nelnet

Realty Income Corp

Principal Financial Group

Power Integrations

Stepan

SS&C Technologies Hlds

Tennant

Tyson Foods

All stocks have at least five fiscal years of dividend growth history and come from the U.S. Dividend Champions List.

Stuff Your Face With These 29 Upcoming Dividend Increases Including 2 Kings

HARTFORD, Conn.--(BUSINESS WIRE)--The Hartford announced additional climate priorities today, including a commitment to invest $2.5 billion over the next five years in technologies, companies and funds, which are advancing the energy transition and addressing climate change. The company also became a signatory of the United Nations Global Compact, joining organizations worldwide to implement universal sustainability principles that advance societal goals. “As a 211-year-old insurer and asset ma

The Hartford To Invest $2.5 Billion Over Five Years To Support Energy Transition

HARTFORD, Conn.--(BUSINESS WIRE)-- #addiction--The Hartford is partnering with the Yale Program in Addiction Medicine to develop training for medical providers on addiction and pain management.

The Hartford Announces Pilot To Train Connecticut Medical Providers On Addiction, Pain Management, and Stigma

The Hartford Financial Services Group, Inc. DEB FIX/FLT 42 (HGH) CEO Chris Swift on Q3 2021 Results - Earnings Call Transcript

The Hartford Financial Services Group, Inc. (HIG) CEO Chris Swift on Q3 2021 Results - Earnings Call Transcript

Hartford Financial's (HIG) Q3 results reflect revenue growth resulting from strong segmental contributions except Personal Lines, reduced COVID-related losses and higher net investment income.

Hartford Financial (HIG) Q3 Earnings Beat, Revenues Up Y/Y

The Hartford (HIG) delivered earnings and revenue surprises of 55.56% and 4.14%, respectively, for the quarter ended September 2021. Do the numbers hold clues to what lies ahead for the stock?

The Hartford (HIG) Tops Q3 Earnings and Revenue Estimates

HARTFORD, Conn.--(BUSINESS WIRE)--The Hartford (NYSE: HIG) today announced financial results for the third quarter ended Sept. 30, 2021. In the quarter, The Hartford earned $476 million in net income available to common stockholders, or $1.36 per diluted share, and core earnings* of $442 million, or $1.26 per diluted share. Reported results included catastrophe (CAT) losses of $300 million, before tax, Property & Casualty (P&C) unfavorable prior accident year reserve development (PYD) o

The Hartford Announces Third Quarter 2021 Financial Results and Capital Management Actions

The property & casualty (P&C) insurance giant outperformed the consensus estimates in the last quarter, with revenues increasing by 10% y-o-y to $5.6 billion.

Hartford Financial Stock To Post Strong Q3 Results?

Hartford Financial (HIG) is seeing favorable earnings estimate revision activity and has a positive Zacks Earnings ESP heading into earnings season.

Why Earnings Season Could Be Great for Hartford Financial (HIG)

HARTFORD, Conn.--(BUSINESS WIRE)--For the third consecutive year, The Hartford has ranked No. 1 for digital capabilities in Keynova Group's Small Commercial Insurance Scorecard. This competitive benchmark study evaluates the top 10 small commercial insurance brands across four categories and tasks including functionality, ease of use, privacy and security, and support and access. “Our small commercial market leadership position is very clear,” said Stephanie Bush, head of Small Commercial and P

The Hartford's Small Commercial Digital Capabilities Rated Best In The Industry

Hartford Financial's (HIG) Q3 earnings results are likely to reflect pressure from the Personal Lines segment, partly offset by contributions from its Commercial Lines, Hartford Funds and Corporate segments.

What's in Store for Hartford Financial's (HIG) Q3 Earnings?

HARTFORD, Conn.--(BUSINESS WIRE)--The Hartford has named Michael Garrison as head of Wholesale for Navigators, a brand of The Hartford. Garrison will lead the strategic direction, growth, and underwriting for the business, as well as manage relationships with the company's wholesale distribution partners. He will report to The Hartford's head of Global Specialty Adrien Robinson beginning November 1. “Michael's deep knowledge and extensive expertise in a broad range of specialty lines, both dome

The Hartford Names Michael Garrison Head Of Navigators Wholesale

The Hartford (HIG) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

The Hartford (HIG) Expected to Beat Earnings Estimates: What to Know Ahead of Q3 Release

HARTFORD, Conn.--(BUSINESS WIRE)--The Hartford, which has provided fire-safety education to more than 111 million children since 1947, deputized more than 65,000 new Junior Fire Marshals in one day as part of its second annual Junior Fire Marshal Day. The company created the live, virtual fire-safety event in 2020 to address the critical lack of in-person, fire-safety education available to elementary school students because of the pandemic. On Oct. 5, thousands of kindergarten through third-gr

The Hartford Hosts Second Annual National Junior Fire Marshal Day; Deputizes 65,000 New Junior Fire Marshals

Hartford Financial's stock has gained close to 43% YTD, and at its current price of $70 per share, it is trading 9% below its fair value of $78 – Trefis' estimate for Hartford Financial's valuation. The property and casualty (P&C) insurance giant surpassed the consensus estimates for revenues and.

Hartford Financial Stock Has A Limited Upside

HARTFORD, Conn.--(BUSINESS WIRE)--The Hartford has committed $1 million to provide funding for 50 UConn Hartford students who are residents of the City of Hartford. The funding will cover the gap between a student's existing financial aid package and the remaining tuition amount, allowing them to attend UConn Hartford tuition-free for all four years. Starting this semester, The Hartford will fund the scholars, as identified by The University of Connecticut's Division of Enrollment Planning and

The Hartford Announces $1 Million Scholarship Fund For UConn Hartford Students

Hartford Financial's (HIG) cost-cutting measures, strategic initiatives and operational efficiency are likely to perk up its shares.

Hartford Financial (HIG) Up 94.9% in a Year: More Room to Run?

Hartford Financial's (HIG) arm Hartford Funds introduces commodity-focused exchange-traded fund, namely Hartford Schroders Commodity Strategy ETF.

Hartford Financial's (HIG) Unit Launches Commodity-Focused ETF

Leveraging solid fundamentals and adopting technological advancements to increase operational efficiency amid optimistic economic growth outlook, undervalued multiline insurers MET, HIG, ORI are poised to fetch better return.

3 Value Picks From the Undervalued Multiline Insurance Space

OLDWICK, N.J.--(BUSINESS WIRE)-- #insurance--AM Best has assigned a Long-Term Issue Credit Rating (Long-Term IR) of “a-” (Excellent) to The Hartford Financial Services Group, Inc.'s (The Hartford) (headquartered in Hartford, CT) [NYSE: HIG] recently announced $600 million, 2.9% senior unsecured notes due September 2051. The outlook assigned to this Credit Rating (rating) is stable. The proceeds from the sale of the notes will be used to redeem the outstanding $600 million principal amount of the company's 7

AM Best Assigns Issue Credit Rating to The Hartford Financial Services Group, Inc.'s New Senior Unsecured Notes

HARTFORD, Conn.--(BUSINESS WIRE)--New research from The Hartford found a widening gap between men and women in workplace burnout rates, as the overall exhaustion level remains at 61%.

Employee Exhaustion: The Hartford Survey Finds Widening Gap In Burnout Rates Of Women And Men; Burned-Out U.S. Workers More Likely To Seek New Jobs

The Hartford (HIG) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.

News for Hartford Financial Services Group Stock (HIG)