
HCI Group (HCI) Stock Forecast & Price Target
HCI Group (HCI) Analyst Ratings
Bulls say
HCI Group Inc. reported a significant increase in gross premiums written for the third quarter, totaling $315 million, which reflects a 17% growth year over year, driven by a notable rise in premiums from its key segments, Homeowners Choice and TypTap. The improvement in performance is supported by the substantial increase in profitability and a reduction in volatility associated with storm activity, which indicates a more stable operating environment. Additionally, the company has revised its earnings per share estimates upward for 2025 and 2026, further solidifying a positive financial outlook for HCI Group.
Bears say
HCI Group's financial outlook appears negative due to several underlying risks and declining revenue trends. Specifically, the significant drop in premium revenue from its Condo Owners Reciprocal Exchange (CORE) operation, which fell from $11 million to $6 million year-over-year, indicates potential challenges in generating consistent income streams. Additionally, the company faces heightened risks from regulatory changes, potential catastrophic loss events, and concerns over rising reinsurance costs, all of which could further exacerbate its financial stability in the volatile insurance landscape of Florida.
This aggregate rating is based on analysts' research of HCI Group and is not a guaranteed prediction by Public.com or investment advice.
HCI Group (HCI) Analyst Forecast & Price Prediction
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