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HBT
Volume: 84.78K

HBT Stock Forecast & Price Target

HBT Analyst Ratings

Based on 4 analyst ratings
Hold
Strong Buy 0%
Buy 50%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

HBT Finl is a top-tier community bank with a strong return profile, solid deposit base, and a track record of exceptional credit quality. Their recent merger with Tri-County Financial Group will add significant scale, primarily in Northern Illinois, and further strengthen the franchise. With an expected return on assets of 165bps and a price to tangible book value of ~175%, HBT's shares offer attractive value for investors. However, risks include a potential slowdown in loan growth and volatility in interest rates.

Bears say

HBT Finl is facing several challenges that could negatively impact its future financial performance. With the recent acquisition of Tri-County Financial Group, the company's loan portfolio is heavily concentrated in the commercial and agricultural sectors, which may pose a risk in an economic downturn. Additionally, HBT has a relatively lower net interest margin and higher operating expenses compared to its peers, making it less efficient and potentially impacting its profitability. Lastly, the company's reliance on in-market acquisitions for growth may not be sustainable in the long term and could limit its future growth potential.

HBT has been analyzed by 4 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 50% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of HBT Financial Inc and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About HBT Financial Inc (HBT) Forecast

Analysts have given HBT a Hold based on their latest research and market trends.

According to 4 analysts, HBT has a Hold consensus rating as of Sep 15, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $35.75, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $35.75, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

HBT Financial Inc (HBT)

Volume: 84.78K

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