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HBT
Volume: 128.43K

HBT Stock Forecast & Price Target

HBT Analyst Ratings

Based on 4 analyst ratings
Hold
Strong Buy 0%
Buy 50%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

HBT Finl is a top-tier community bank with a strong return profile, solid deposit base and above-average capital flexibility. Its operating backdrop remains attractive, with opportunities for higher loan growth over time. Potential risks include material slowdown in loan growth, negative credit trends in HBT's local markets, and exposure to agricultural and farmland sectors. However, with projected return profile of ~165bps ROA and ~17% ROTCE, shares remain attractive, in our view, and are supported by strong fundamentals.

Bears say

HBT Finl is a bank holding company that operates through its subsidiary, First State Bank. Despite its solid loan portfolio with a mix of commercial, real estate, and agricultural loans, its financial performance has been lackluster, with a decrease in NIM and an increase in operating expenses. Additionally, the recent acquisition of CNBN adds execution and integration risks, putting further strain on the company. These fundamental factors, coupled with the overall expensive valuations compared to history and uncertain outlook for the banking sector, lead to a negative outlook on HBT Finl's stock.

HBT has been analyzed by 4 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 50% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of HBT Financial Inc and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About HBT Financial Inc (HBT) Forecast

Analysts have given HBT a Hold based on their latest research and market trends.

According to 4 analysts, HBT has a Hold consensus rating as of Aug 24, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $35.75, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $35.75, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

HBT Financial Inc (HBT)

Volume: 128.43K

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