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HBNC
Volume: 393

Horizon (HBNC) Stock Forecast & Price Target

Horizon (HBNC) Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 0%
Buy 100%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

Horizon Bancorp is supported by a resilient core earnings engine, with 3Q NII of $66.2M, NIM holding flat at 4.37%, and management expecting further margin expansion from its asset-sensitive balance sheet and higher-yielding commercial loan production. Its fundamental growth case is strengthened by solid organic balance-sheet expansion, including 12% YoY C&I growth, strong core deposit gathering, and mid-single-digit loan growth that appears sustainable given healthy pipelines and competitive disruption in its markets. Credit quality remains benign with NPLs at 0.81% of loans and OREO, NCOs at 10 bps, and profitability is top tier at 1.7% ROA and 20.0% ROTCE, supporting internal capital generation and TBV growth.

Bears say

Horizon Bancorp is facing a weak fundamental backdrop, with deterioration in credit metrics, slower loan growth, and softer core deposit and fee income growth undermining earnings quality. Its net interest margin performance also appears pressured, while reliance on commercial banking leaves it exposed to credit-cycle sensitivity and uneven loan demand. Additional risks from M&A execution, pricing pressure, and broader macro factors further cloud the outlook and reduce confidence in sustainable financial performance.

Horizon (HBNC) has been analyzed by 3 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 100% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Horizon and is not a guaranteed prediction by Public.com or investment advice.

Horizon (HBNC) Analyst Forecast & Price Prediction

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FAQs About Horizon (HBNC) Forecast

Analysts have given Horizon (HBNC) a Buy based on their latest research and market trends.

According to 3 analysts, Horizon (HBNC) has a Buy consensus rating as of Oct 28, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $24, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $24, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Horizon (HBNC)

Volume: 393

Horizon (HBNC) Analyst Forecast & Price Prediction

Get the latest Horizon (HBNC) stock forecast, including analyst ratings and price predictions, with real-time AI-powered fundamental data and custom analysis

Start investing in Horizon (HBNC)

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