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HBCP
Volume: 2.97K
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Home Bancorp (HBCP) Stock Forecast & Price Target

Home Bancorp (HBCP) Analyst Ratings

Based on 2 analyst ratings
Buy
Strong Buy 0%
Buy 100%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

Home Bancorp Inc is positioned for potential loan growth re-acceleration, particularly with the anticipation of interest rate cuts, suggesting that 2025 loan growth may align with a projected range of 4-6%. The recent increase in the quarterly common stock dividend to $0.29, representing a 7.4% rise, reflects the company's strong capital management and commitment to returning value to shareholders, with a target payout ratio of 20-25%. Additionally, improvements in employment levels and a strengthening housing market could further enhance the company's financial outlook and operational metrics, providing a favorable environment for growth.

Bears say

The loan-to-deposit ratio of Home Bancorp Inc. decreased to 95.1% in Q2 2025, moving further from the company's target range of 90-92%, indicating potential challenges in maintaining optimal liquidity. Increased competition in the financial sector could exert negative pressure on both asset yields and funding costs, thereby adversely affecting profit margins. Additionally, concerns about rising unemployment and a weakening housing market pose risks of accelerated credit losses that could significantly impact future earnings expectations.

Home Bancorp (HBCP) has been analyzed by 2 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 100% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Home Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Home Bancorp (HBCP) Forecast

Analysts have given Home Bancorp (HBCP) a Buy based on their latest research and market trends.

According to 2 analysts, Home Bancorp (HBCP) has a Buy consensus rating as of Dec 5, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $63.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $63.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Home Bancorp (HBCP)

Volume: 2.97K

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