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HAFC
Volume: 251.66K

Hanmi Financial (HAFC) Stock Forecast & Price Target

Hanmi Financial (HAFC) Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 33%
Hold 67%
Sell 0%
Strong Sell 0%

Bulls say

Hanmi Financial Corp reported a notable expansion in its net interest margin (NIM), reaching 3.27%, which reflects an improvement over initial estimates and indicates enhanced profitability from its lending activities. The bank's net interest income (NII) rose by $1.8 million to $62.9 million, aligning with expectations and showcasing its ability to maintain revenue levels despite fluctuations in loan performance. Additionally, the cost of interest-bearing liabilities decreased, suggesting favorable conditions for continued margin improvement, while the bank's overall loan growth, albeit at a lower rate than previous quarters, remains positive, highlighting resilience in its operational capacity within the competitive banking landscape.

Bears say

Hanmi Financial Corp's outlook is negative primarily due to a decrease in end-of-period (EOP) deposits, which fell by 5.3% quarter-over-quarter, highlighting challenges in maintaining deposit growth in a competitive market. The bank is facing a sluggish loan demand, with management targeting low-to-mid single-digit loan growth and indicating difficulties that could lead to an unfavorable earning asset mix. Additionally, concerns about asset quality deterioration and declining net interest margins further contribute to the bleak financial outlook.

Hanmi Financial (HAFC) has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 33% recommend Buy, 67% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Hanmi Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Hanmi Financial (HAFC) Forecast

Analysts have given Hanmi Financial (HAFC) a Hold based on their latest research and market trends.

According to 3 analysts, Hanmi Financial (HAFC) has a Hold consensus rating as of Mar 17, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $31.33, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $31.33, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Hanmi Financial (HAFC)

Volume: 251.66K

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