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HAFC
Volume: 117.74K

Hanmi Financial (HAFC) Stock Forecast & Price Target

Hanmi Financial (HAFC) Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 33%
Hold 67%
Sell 0%
Strong Sell 0%

Bulls say

Hanmi Financial is expected to experience further net interest margin expansion in the future due to their expected deposit cost relief and accretive loan growth, with NIM increasing by 6 bps in the most recent quarter to reach 3.28%. The bank also reported a low-to-MSD loan growth for 2026, with projected loan growth of +4%, and has the potential to increase buyback activity after the Board increased its authorization by 1.5M shares, totaling 7.8% of shares outstanding. However, there are potential risks such as deterioration in asset quality, competitive market affecting pricing, and sluggish loan demand leading to balance sheet contraction and less profitable earnings.

Bears say

Hanmi Financial is likely to face challenges in the coming years due to its heavy reliance on small business and commercial and real estate loans, which may be negatively impacted by economic downturns. The bank's recent decrease in fees and SBA loans sold may also lead to weaker revenues. Additionally, the increase in criticized loans is a cause for concern, especially in the hospitality sector, which is currently facing challenges due to the pandemic. These factors could result in lower profitability and a decrease in stock value.

Hanmi Financial (HAFC) has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 33% recommend Buy, 67% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Hanmi Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Hanmi Financial (HAFC) Forecast

Analysts have given Hanmi Financial (HAFC) a Hold based on their latest research and market trends.

According to 3 analysts, Hanmi Financial (HAFC) has a Hold consensus rating as of Apr 28, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $32.17, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $32.17, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Hanmi Financial (HAFC)

Volume: 117.74K

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