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HAFC
Volume: 178.03K

Hanmi Financial (HAFC) Stock Forecast & Price Target

Hanmi Financial (HAFC) Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 33%
Hold 67%
Sell 0%
Strong Sell 0%

Bulls say

Hanmi Financial is experiencing stronger than expected NIM expansion due to their low-to-mid single digit loan growth target for 2026. However, with slower loan production, lower payoffs, and decreased EOP deposits, there may be potential risks for the company such as deterioration in asset quality, competitive market impacts, and continued balance sheet contraction. Even with these potential risks, Hanmi Financial remains a NEUTRAL rating with a target price of $29.50 due to their solid balance sheet and strong NIM expansion.

Bears say

Hanmi Financial is expected to experience further net interest margin expansion in the future, as well as limited yield compression due to Federal Reserve rate cuts. However, their loan growth target of low-to-mid single digit and decrease in non-interest-bearing deposits may have a negative impact on the company's overall financial performance. Management also noted a significant increase in criticized loans, which may result in losses despite a transitory $1.9 million loss provision in the last quarter, and could potentially hurt the company's profitability in the long run. Overall, the decline in EOP deposits and slower loan production are key factors that contribute to a negative outlook on Hanmi Financial's stock.

Hanmi Financial (HAFC) has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 33% recommend Buy, 67% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Hanmi Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Hanmi Financial (HAFC) Forecast

Analysts have given Hanmi Financial (HAFC) a Hold based on their latest research and market trends.

According to 3 analysts, Hanmi Financial (HAFC) has a Hold consensus rating as of Jul 6, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $32.17, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $32.17, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Hanmi Financial (HAFC)

Volume: 178.03K

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