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HAFC
Volume: 131.88K

Hanmi Financial (HAFC) Stock Forecast & Price Target

Hanmi Financial (HAFC) Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 33%
Hold 67%
Sell 0%
Strong Sell 0%

Bulls say

Hanmi Financial Corp demonstrated a healthy deposit growth of 7% on a Last Quarter Annualized (LQA) basis, with notable increases across various deposit categories, including a 7.7% rise in Certificates of Deposit (CDs) and a 7.5% growth in Non-Interest-Bearing deposits. Additionally, the bank's loan portfolio saw a 2% increase LQA, supported by improved line utilization, despite a decrease in loan production. Furthermore, the company has raised its Small Business Administration (SBA) production target to a range of $45 million to $50 million, indicating strong confidence in its operational performance and outlook.

Bears say

Hanmi Financial Corp. has revised its expected earnings per share (EPS) for 2025 and 2026 downward to $2.40 and $2.80, respectively, due to higher expectations for loan loss provisions (LLP) and non-interest expenses (NIE). The bank's loan and deposit growth expectations remain stagnant at low to mid-single digits for 2025, indicating a lack of growth momentum. Additionally, an $8.6 million charge-off related to its syndicated CBD office credit has negatively impacted the bank's asset quality, further contributing to concerns about financial stability, as evidenced by the increase in the Allowance for Credit Loss (ACL) to 1.06%.

Hanmi Financial (HAFC) has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 33% recommend Buy, 67% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Hanmi Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Hanmi Financial (HAFC) Forecast

Analysts have given Hanmi Financial (HAFC) a Hold based on their latest research and market trends.

According to 3 analysts, Hanmi Financial (HAFC) has a Hold consensus rating as of Feb 3, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $31.33, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $31.33, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Hanmi Financial (HAFC)

Volume: 131.88K

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