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HAFC
Volume: 20

Hanmi Financial (HAFC) Stock Forecast & Price Target

Hanmi Financial (HAFC) Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 33%
Hold 67%
Sell 0%
Strong Sell 0%

Bulls say

Hanmi Financial is expected to experience strong growth in trade finance, with fees increasing by 12% quarter-over-quarter and management guiding to mid-single-digit growth in the segment in the coming year. They have seen a transitory increase in criticized loans, but with an NCO rate of 0.10% and unchanging ACL, it is unlikely to result in significant losses. EOP loans increased 2.2% and management projects low-to-mid single digit loan and deposit growth in the next year. Despite a decline in EOP deposits, management maintains a strong focus on deposit growth and has a target of 30.2% NIB deposits to total deposits.

Bears say

Hanmi Financial is currently not performing well, with a negative net interest margin and declining loan yields, as well as increasing interest-bearing liability costs. With the company relying heavily on its commercial and real estate loan portfolio and facing potential deposit cost declines, their profitability may continue to decrease, resulting in a negative outlook for their stock, despite a potential buyback strategy and recent NIM expansion.

Hanmi Financial (HAFC) has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 33% recommend Buy, 67% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Hanmi Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Hanmi Financial (HAFC) Forecast

Analysts have given Hanmi Financial (HAFC) a Hold based on their latest research and market trends.

According to 3 analysts, Hanmi Financial (HAFC) has a Hold consensus rating as of Jul 13, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $32.17, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $32.17, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Hanmi Financial (HAFC)

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