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GWRE
Volume: 751.77K

Guidewire Software (GWRE) Stock Forecast & Price Target

Guidewire Software (GWRE) Analyst Ratings

Based on 13 analyst ratings
Buy
Strong Buy 38%
Buy 54%
Hold 8%
Sell 0%
Strong Sell 0%

Bulls say

Guidewire Software is benefiting from a durable shift to cloud subscriptions, with 4Q FY26 revenue up 15% year over year to $411.1 million and subscription revenue up 36% to $253 million, showing that recurring software demand is replacing legacy license sales. Its competitive position is strengthened by major wins and migrations, including a top 10 U.S. carrier in early September and Nationwide, while 26 cloud deals in the quarter and 62 for the year helped push fully ramped ARR up 22% to $1.578 billion. Margin execution and balance-sheet flexibility also support the bullish view, as non-GAAP operating margin expanded to 27.1%, operating income rose 51% to $111.3 million, and $1.215 billion in cash and investments exceeds $678 million of debt.

Bears say

Guidewire Software is viewed negatively because its business is tightly tied to the P&C insurance market, leaving it exposed to economic weakness, industry losses, regulation, and customer consolidation that could slow renewals and new spending. In fiscal 2025, the ten largest customers represented 20% of total revenue and total ARR, while the ongoing shift from license sales to subscription pricing has pressured revenue growth and margins for several years. Competitive pressure from established rivals and newer InsureTech entrants, plus reliance on third-party integrators and international exposure, adds execution risk at a valuation of 24-25 times calendarized 2027 adjusted EBITDA forecast of $496M.

Guidewire Software (GWRE) has been analyzed by 13 analysts, with a consensus rating of Buy. 38% of analysts recommend a Strong Buy, 54% recommend Buy, 8% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Guidewire Software and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Guidewire Software (GWRE) Forecast

Analysts have given Guidewire Software (GWRE) a Buy based on their latest research and market trends.

According to 13 analysts, Guidewire Software (GWRE) has a Buy consensus rating as of Oct 24, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $215.46, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $215.46, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Guidewire Software (GWRE)

Volume: 751.77K

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