Revenue segments as reported by the company.

Investment banking

Investment management

Commissions and fees

Market making

Other principal transactions

Net interest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provision for credit losses

Compensation and benefits

Transaction based

Market development

Communications and technology

Depreciation and amortization

Occupancy

Professional fees

Other expenses

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Goldman Sachs

Marcus by Goldman Sachs is an online bank which gives out personal loans up to $40,000 and offers high-yield online savings accounts with a 1.6% annual percentage yield. As of December 2017, Marcus is serving 500,000 customers, has about $20 billion in deposits, and has given out about $2.3 billion in loans.

Marcus

Clarity Money is a personal finance startup, to be added to its Marcus by Goldman Sachs roster. This acquisition is expected to add over 1 million customers to the Marcus business. Eventually, the application will be rebranded as Marcus. The app provides insights aimed improve our customers’ financial health.

Clarity Money

The Goldman Sachs Group, Inc. engages in the provision of financial services. It operates through the following business segments: Global Banking and Markets, Asset and Wealth Management, and Platform Solutions. The Global Banking and Markets segment includes investment banking, global investments, and equity and debt investments. The Asset and Wealth Management segment relates to the direct-to-consumer banking business which includes lending, deposit-taking, and investing. The Platform Solutions segment includes consumer platforms such as partnerships offering credit cards and point-of-sale financing, and transaction banking. The company was founded by Marcus Goldman in 1869 and is headquartered in New York, NY.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Goldman Sachs reports solid Q4 performance amidst challenges and opportunities

Goldman Sachs navigated challenges in Q4 2022 while focusing on strategic actions like headcount reduction and consumer strategy adjustments. The firm aims to adapt to regulatory changes, execute strategic initiatives, and drive profitability in various business segments.

Goldman Sachs reports solid Q1 results amidst market disruptions

Goldman Sachs navigated a volatile quarter with resilience, focusing on capital return strategies and customer growth. The firm is strategically positioning itself in key markets and exploring opportunities in wealth management. Challenges from market disruptions and economic uncertainty are being addressed through cost-saving initiatives and strategic decisions.

Goldman Sachs faces challenges but pursues strategic growth opportunities

Goldman Sachs navigated challenges in Q2 2023, focusing on strategic actions to improve returns and capitalize on future opportunities. The firm aims to optimize capital deployment, reduce expenses, and enhance client offerings while monitoring Basel III revisions.

Goldman Sachs reports solid Q3 earnings amidst economic uncertainties

Goldman Sachs delivered solid financial results in Q3, driven by strong performance in its core segments and a focus on strategic asset sales.
While facing challenges like economic uncertainties and regulatory concerns, the firm remains committed to improving efficiency and capital management.
With a cautious credit outlook but optimism in trading revenues and market activities, Goldman Sachs is strategically positioning for future growth and profitability.

Goldman Sachs excels in 2023 with record revenues and strategic focus

Goldman Sachs had a dynamic year in 2023, focusing on core businesses, achieving strong financial results, and demonstrating expertise in fundraising. While facing regulatory challenges and capital allocation uncertainties, the firm remains committed to client service excellence and operational efficiency.

Goldman Sachs excels in Q1 with record assets and strategic focus

Goldman Sachs delivers strong Q1 results, driven by growth in Asset & Wealth Management and Global Banking & Markets segments, with a focus on innovation and client trust.
Challenges in regulatory changes and transaction banking expansion require strategic adjustments, while opportunities in capital markets and client relationships offer avenues for growth.
The firm's commitment to sustainable dividend growth, capital deployment flexibility, and profitability underscores a balanced approach to value creation and strategic execution.
Overall, Goldman Sachs showcases resilience in a dynamic market environment, positioning itself for continued growth and profitability through strategic focus and client-centric initiatives.

Goldman Sachs excels in Q2 with record revenues and strategic growth

Goldman Sachs reported strong financial results, showcasing growth in key segments and effective capital management.
Despite challenges from geopolitical instability and regulatory engagement, the firm remains well-positioned to navigate uncertainties.
The focus on innovation, client relationships, and financial discipline underpins Goldman Sachs' resilience and competitive edge.
Strategic initiatives in fundraising, shareholder returns, and technology adoption position the firm for sustainable growth and value creation.

Goldman Sachs reports robust Q3 earnings, eyes growth amid regulations

Goldman Sachs delivered strong financial performance in Q3 2024 across its segments, particularly excelling in Global Banking & Markets and Asset & Wealth Management. While facing regulatory challenges, the company is proactively managing capital deployment and focusing on strategic initiatives for growth and margin improvement.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Bed Bath & Beyond

Brandywine Realty

Boston Properties

Coinbase

Cousins Properties

Hudson Pacific Properties

Kilroy Realty

Piedmont Office Realty Trust

SL Green Realty

Office REITs were battered by the pandemic, and some are offering attractive yields. 2022 was supposed to be a year of recovery for office REITs but that hasn't materialized.

Office REITs Look Cheap But There Could Be More Pain Ahead

Apple

Bank of America

Warren Buffett is best known for buying in a down market, but he doesn't mind buying in a bull market either.

How Does Warren Buffett Handle a Bull Market?

Goldman is backing away from its consumer lending arm after suffering billions in losses.

Goldman Sachs Is Shutting Down Marcus Personal Loans: 4 Stocks That Stand to Benefit

Citigroup

JPMorgan Chase & Co

Morgan Stanley

Wells Fargo

Big banks' earnings have shown the great financial services digital shift continues. J.P. Morgan, Bank of America, Citi and Wells last week provided variations on several themes: A mild recession seems a real possibility this year.

Big Bank Earnings Spotlight Unstoppable Digital Shift

Jefferies Financial Group Inc

Banks have begun reporting their earnings results for the fourth quarter of 2022, and as many investors expected, investment banking revenue was hit hard, especially when compared to the bumper year in 2021.

Goldman Sachs Vs. Jefferies: Which Is the Better Investment?

While Wall Street definitely wasn't immune to the volatility of the broader market, some banks such as Morgan Stanley and Goldman Sachs managed to finish the year in the green.

Goldman Sachs And Morgan Stanley Both Miss Earnings Estimates As Mixed Banking Results Continue

Goldman Sachs Group Inc. shares rose despite downward pressure in the broad market on Wednesday after a big move into the red in the previous session, as uncertainty around its expenses weighed on the stock.

Goldman shares regain footing as Wall Street sorts out tough quarter of high expenses

Bank OZK

First Phase of State-of-the-Art Life Science Campus to Feature Two High-Quality, Purpose-Built Life Science Buildings Conveniently Located Adjacent to Highly Accessible Public Transit Options, Including BART and Caltrain NEW YORK , Jan. 18, 2023 /PRNewswire/ -- A joint venture between the Real Estate business within Goldman Sachs Asset Management ("Goldman Sachs") and Lane Partners ("Lane") today announced the completion of a recapitalization of Southline Phase I, a leading, transit-oriented life science development in South San Francisco. As part of the recapitalization, an affiliate of Beacon Capital Partners ("Beacon"), a leading real estate developer, owner, and manager of life science and office properties, has joined the ownership group for the first phase of development.

Goldman Sachs Asset Management and Lane Partners Announce Recapitalization of Southline Phase I with Beacon Capital Partners

"In the consumer platforms, we did some things right. We didn't execute on some others," Solomon told CNBC at the World Economic Forum in Davos.

Goldman Sachs CEO David Solomon admits the Wall Street giant expanded too quickly into consumer banking following earnings stumble

"We obviously had a disappointing quarter and we tried to own that, you know, up front," Solomon told CNBC's "Squawk Box" Wednesday.

David Solomon admits Goldman took on too much, too quickly in consumer business

Goldman Sach's struggles in consumer lending and cards were telegraphed – but now they are etched in stone. As reported on Tuesday (Jan. 17), and as detailed in the company's earnings and supplementals, the company had  $6 billion in installment loans on the books in the fourth quarter ending Dec.

Goldman Grows Installment and Card Loans But Charge-Offs Soar

CarMax

NVIDIA

Travelers

Tesla

The Dow declined to start the trading week on Jan. 17, 2023, as earnings reports failed to impress the markets, while the Nasdaq posted a small gain.

The Market Sum: Double Down

Interactive Brokers

Netflix

Procter & Gamble

Charles Schwab

This earnings season is just getting started and the next few weeks will provide a lot of valuable information on how the economy performed in the last quarter of 2022

Top Earnings Reports for the Week of January 16: What Are They Telling Us?

The Nasdaq, meanwhile, extended its daily win streak to seven.

Stock Market Today: Goldman, Travelers Drag Dow Lower

Both Goldman Sachs and Morgan Stanley noted the more challenging macroeconomic environment, and saw declines in dealmaking.

US stocks close mixed as Dow dives nearly 400 points on weak Goldman Sachs earnings

Investors are selling shares of Goldman Sachs after the bank reported a drop in quarterly profits.

Goldman Sachs shares sink after brutal quarter

Wall Street bank's consumer foray gets all the attention, but it is the transformation in asset management that really needs to pick up the pace.

The Problem at Goldman Sachs Isn't What You Think It Is

Goldman Sachs was one of the worst-performing stocks on Tuesday, plunging 7%.

Dow Falls Nearly 400 Points: Goldman Stock Losses Top $9 Billion After Worst Earnings Miss In A Decade

The Goldman Sachs Group, Inc. (NYSE:GS.PK ) Q4 2022 Earnings Conference Call January 17, 2023 9:30 AM ET Company Participants Carey Halio - Investor Relations David Solomon - Chairman and Chief Executive Officer Denis Coleman - Chief Financial Officer Conference Call Participants Glenn Schorr - Evercore Ebrahim Poonawala - Bank of America Steven Chubak - Wolfe Research Betsy Graseck - Morgan Stanley Mike Mayo - Wells Fargo Brennan Hawken - UBS Devin Ryan - JMP Securities Dan Fannon - Jefferies Matt O'Connor - Deutsche Bank Gerard Cassidy - RBC Jim Mitchell - Seaport Global Operator Good morning. My name is Katie and I will be your conference facilitator today.

The Goldman Sachs Group, Inc. (GS) Q4 2022 Earnings Call Transcript

Goldman's fourth-quarter earnings results failed to meet investors' expectations.

Here's Why Shares of Goldman Sachs Are Down 7.5% Today

All eyes on Tuesday were on financial services giants Goldman Sachs (NYSE:GS) and Morgan Stanley (NYSE:MS), whch both reported their latest quarterly earnings before the bell, sending one company's stock tumbling and the other's share price higher.   Just before noon, Goldman Sachs (NYSE:GS) shares had fallen almost 7% after its 4Q 2022 earnings highlighted the impact of falling revenue amid increasing expenses and loan loss provisions.

A tale of two banks: Goldman Sachs hit by rising expenses, Morgan Stanley bolstered by strong performance of wealth management division

This week looks a bit more challenging than last, at least early on.

Goldman Sachs (GS), Empire State Way Off Estimates

Empire State Manufacturing Index Posts Worst Output in Nearly 3 Years.

Empire State Manufacturing Index Posts Worst Output in Nearly 3 Years

Goldman Sachs Group Inc (NYSE: GS) is down nearly 7.0% this morning on a significant year-over-year decline in its quarterly profit that fell shy of Street estimates.

Goldman Sachs Q4 earnings: ‘they need to get their act together'

Muted IB business on a slump in deal-making activities and higher provisions hurt Goldman's (GS) Q4 earnings.

News for Goldman Sachs Stock (GS)