
GL Stock Forecast & Price Target
GL Analyst Ratings
Bulls say
Globe Life Inc has demonstrated strong operational fundamentals, with anticipated life premium growth of 4%-5% and health premium growth projected at 9%-11% for the upcoming year. The company has shown favorable mortality experience contributing to a significant remeasurement gain of $150 million in the third quarter, bolstering its financial position. Furthermore, the advantageous operating environment, characterized by rising interest rates and demographic trends, positions Globe Life favorably for sustained growth and profitability.
Bears say
Globe Life Inc. is projecting operating earnings per share growth of only 3% at the midpoint for 2026, indicative of a slowdown compared to historical averages, likely influenced by assumption updates in 2025. Additionally, the company's free cash flow conversion has steadily declined from approximately 80% in 2013-2015 to a range of 60-65% from 2018-2021, raising concerns over the sustainability of cash flows amid reliance on GAAP earnings. The company faces several risks, including potential legal challenges from ongoing reviews and increased margin pressure from rising health utilization, which may negatively impact its sales and overall financial stability.
This aggregate rating is based on analysts' research of Globe Life Inc and is not a guaranteed prediction by Public.com or investment advice.
GL Analyst Forecast & Price Prediction
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