
Guild Holdings (GHLD) Stock Forecast & Price Target
Guild Holdings (GHLD) Analyst Ratings
Bulls say
Guild Holdings operates as a growth-oriented mortgage company, benefitting from its dual segments of origination and servicing, which together generate a majority of its revenue. The origination segment, responsible for loan activities through retail and correspondent channels, is bolstered by the recurring cash flow from the servicing segment, fostering long-term client relationships that lead to repeat business. This strategic alignment creates a robust foundation for sustained growth, enhancing Guild's market presence in the mortgage industry.
Bears say
Guild Holdings operates in a sizable global total addressable market (TAM) projected to reach approximately $280 billion by FY25, yet challenges persist in capturing this growth due to competitive pressures and economic factors affecting mortgage origination. The company generates a significant portion of its revenue from its origination segment, which faces increasing scrutiny in a fluctuating interest rate environment that can dampen loan demand. Additionally, while the servicing segment provides a steady cash flow, it may not be sufficient to offset potential declines in origination revenue, leading to concerns about sustaining long-term growth.
This aggregate rating is based on analysts' research of Guild Holdings and is not a guaranteed prediction by Public.com or investment advice.
Guild Holdings (GHLD) Analyst Forecast & Price Prediction
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