
GBFH Stock Forecast & Price Target
GBFH Analyst Ratings
Bulls say
GBank Financial Holdings (GBFH) demonstrates a solid growth trajectory, with total assets increasing to $1.23 billion, representing a year-over-year growth of 22.1%, alongside a notable 22.9% increase in deposits, reaching $1.03 billion. The bank is poised to capitalize on improving market conditions, as evidenced by an expected increase in loan sale margins projected to rise into the mid-300s to low-400s basis points, aligning closer to historical averages. Additionally, the commercial gaming sector contributes positively to revenue, boasting an annualized growth rate of 8% through mid-2025, further enhancing the bank’s financial landscape.
Bears say
The analysis of GBank Financial Holdings reveals concerns regarding the potential decline in hotel occupancies, which could pressure borrowers and impact the bank's breakeven occupancy rate, especially given the remoteness of some hotels on its loan book. Additionally, while non-performing assets have decreased, the allowance for credit losses remains at 106 basis points of the total loan portfolio, indicating potential vulnerability if economic conditions weaken. The bank's struggles with maintaining current technologies and the associated costs of upgrades may further hinder its operational efficiency and overall business results.
This aggregate rating is based on analysts' research of GBank Financial Holdings Inc and is not a guaranteed prediction by Public.com or investment advice.
GBFH Analyst Forecast & Price Prediction
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