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GABC
Volume: 152.48K

GABC Stock Forecast & Price Target

GABC Analyst Ratings

Based on 2 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

German American Bancorp demonstrated a robust performance in its second quarter, with core fee income increasing by 13% quarter-over-quarter to $16.7 million, accounting for 18% of total revenue and exceeding consensus estimates. The bank's efficiency ratio is projected to improve steadily, reaching 51% by the fourth quarter of 2025 and 50% by the fourth quarter of 2026, indicating enhanced operational effectiveness. Additionally, the bank's strong performance was bolstered by a 7% positive variance in pre-provision net revenue (PPNR), driven by growth in wealth management and card revenue alongside effective cost management.

Bears say

The financial analysis indicates a negative outlook for German American Bancorp largely due to rising operating expenses, which reached $48.6 million—a 4% increase quarter-over-quarter and above the analyst's estimates. Additionally, core net interest income (NII) came in at $70.9 million, reflecting an 11% increase from the previous quarter but falling 2% short of expectations, primarily hindered by limited core net interest margin (NIM) expansion. Lastly, while there are expectations for some normalization in net charge-offs (NCOs), the projected allowance for credit losses (ACL) is anticipated to slightly decrease to 1.29% by the end of Q4 2026, which highlights underlying concerns regarding loan growth and potential credit quality deterioration.

GABC has been analyzed by 2 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of German American Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About German American Bancorp (GABC) Forecast

Analysts have given GABC a Hold based on their latest research and market trends.

According to 2 analysts, GABC has a Hold consensus rating as of Jan 1, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $45.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $45.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

German American Bancorp (GABC)

Volume: 152.48K

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