Revenue segments as reported by the company.

Net interest income

Noninterest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provision for credit losses

Noninterest expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

First Republic

First Republic Bank engages in the provision of private banking, business banking, real estate lending, and wealth management, including trust and custody services. It operates through the Commercial Banking and Wealth Management segments. The Commercial Banking segment represents most of the operations, including real estate secured lending, retail deposit gathering, private banking activities, mortgage sales and servicing, and managing capital, liquidity, and interest rate risk. The Wealth Management segment consists of the investment management activities of FRIM, First Republic Trust Company, FRTC Delaware, mutual fund activities through third-party providers, the brokerage activities of FRSC, and foreign exchange activities conducted on behalf of clients. The company was founded by James H. Herbert II in February 1985 and is headquartered in San Francisco, CA.

Earnings data Q1 2023

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

First Republic Bank engages in the provision of private banking, private business banking, and wealth management. It operates through the Commercial Banking and Wealth Management segments. The Commercial Banking segment gathers deposits, originates and services loans, and invests in investment securities. The Wealth Management segment includes investment management activities of FRIM, money market mutual fund activities and brokerage activities of FRSC, sales of life insurance policies and annuity contracts through FRSC, trust and custody services, and foreign exchange activities. The company was founded by James H. Herbert II in 1985 and is headquartered in San Francisco, CA.

Bank of America

Signature Bank

SVB Financial Group

Western Alliance Bancorporation

This is an excerpt from Tom's guest article in the InvestorPlace Digest e-letter. To sign up for this newsletter, please click here.

The 5 Things You Must Know From This Week's Banking Crisis

The US bank may need to raise more funds despite a $30bn rescue last week

First Republic's shares drop more than 17% after downgraded credit rating

JPMorgan Chase & Co

JPMorgan Chase & Co. JPM, +0.48% CEO Jamie Dimon is working to raise additional capital for First Republic Bank FRC, -44.81% , The Wall Street Journal reported at midday. Citing sources familiar with the situation, the WSJ said Dimon is leading banks in a fresh campaign to shore up First Republic Bank.

JPMorgan CEO Jamie Dimon raising more support for First Republic: WSJ

JPMorgan Chase & Co CEO Jamie Dimon is leading talks with the chiefs of other big banks about fresh efforts to stabilize First Republic Bank , the Wall Street Journal reported on Monday, citing people familiar with the matter.

JPMorgan chief Dimon leading talks for new First Republic rescue plan - WSJ

The JPMorgan Chase chief executive is leading discussions with the chief executives of other big banks about fresh efforts to stabilize troubled First Republic Bank.

Jamie Dimon Leading Efforts to Craft New First Republic Rescue Plan

First Republic has likely been dealing with significant deposit outflows since the collapse of SVB. The bank faces earnings struggles, especially in the near term.

Why Shares of First Republic Are Falling on a More Positive Day for the Market

First Republic Bank stock tumbled again Monday morning after credit rating agency S&P tagged the bank with a significant downgrade over the weekend. The firm dropped the regional bank from a B+ to a BB- rating (a three-step downgrade) and said that additional downgrades were not out of the question.

First Republic Bank shares hit another low after major rating downgrade from S&P

PacWest Bancorp

First Republic, PacWest, and Western Alliance have exposure to the tech and venture capital sector. First Republic is sitting on a hefty amount of unrealized bond losses in its held-to-maturity bond portfolio.

First Republic, PacWest, and Western Alliance Have Sold Off Intensely. Are Any of These Stocks a Buy?

First Republic Bank (NYSE: FRC ) stock is falling on Monday after the company was hit with a credit downgrade. That comes from Standard & Poor and it has the company's credit rating dropping from BB+ to B+.

Why Is First Republic Bank (FRC) Stock Down 18% Today?

New York Community Bancorp

Markets prepared for a flat open as ongoing uncertainty on Wall Street continued. First Republic shares fell further as S&P cut its credit rating.

Why These Bank Stocks Are Moving in Opposite Directions

First Republic, the San Francisco-based regional bank, saw its stock price sag after Standard & Poor's slashed its credit rating from BB+ to B+.

First Republic shares drop 18% as fears grow of more banks failing

The rating agency downgraded the bank's long-term debt deeper into junk status, to B+ from BB+.

First Republic Credit Rating Cut Again. Stock Dives.

Foot Locker

Here are some of the biggest movers on Monday with banks again in focus, after Swiss authorities forced the takeover of Swiss bank Credit Suisse by its peer UBS.

New York Community Bank shares surge and Foot Locker's stock gains, but First Republic's stock hit by S&P downgrade

First Republic Bank has been slammed with another downgrade from S&P, with the credit rating agency suggesting long-term issues would not be solved by support from larger lenders. S&P booted the struggling bank from a B+ to a BB- rating, down three steps, adding further downgrades were not off the table.

First Republic downgraded again as S&P points towards long-term challenges

Citigroup

Wells Fargo

Banks stocks have been making headlines due to the collapse of the nation's 16th largest bank, Silicon Valley Bank and Signature Bank. Notably, the regional bank stocks have been mercilessly punished as the market adopts a "Throw the baby out with the bath water" mentality.

Risk-Free Money Market vs. Bank Dividend Stock, Which is Better?

The purchase of ailing Credit Suisse by UBS provided little or no lift to U.S. banks on Monday, as worries about flight of deposits and further bank failures weighed on the sector.

First Republic set to open at an all-time low as U.S. banks get little or no lift from UBS-Credit Suisse tie-up

Financial Select Sector SPDR Fund

Warren Buffett has explained market cycles and overall sentiment views toward stocks by expressing that interest rates act as a gravitational pull affecting equities. In this sense, when interest rates increase, gravity affects stocks, thus pulling them down or making it much harder to continue an uptrend.

These Indicators Suggest Further Upside at Bank of America

First Republic Bank (NYSE: FRC) is under significant pressure after the company received another credit rating downgrade. As a result, the FRC stock price tumbled by over 15% in the premarket session.

First Republic Bank downgraded again as banking woes continue

S&P cut its credit rating to B+ from BB+ on Sunday after first lowering it to junk status just last week.

First Republic shares are sliding again Monday after a credit rating downgrade

Shares of First Republic Bank slumped 16% on Monday, leading losses among U.S. lenders in premarket trading, after a report the regional bank could raise more money fanned worries about its liquidity despite a $30 billion rescue last week.

First Republic shares fall as private placement report stirs fresh liquidity fears

Shares of First Republic Bank FRC, -32.80% tumbled 14.6% toward a record low Monday, after the troubled bank had its credit rating slashed deeper into junk territory over the weekend, as S&P Global Rating said the $30 billion rescue package received last week doesn't solve the “substantial liquidity and funding challenges. S&P said Sunday that it cut its rating on First Republic by another three notches to B+, just four days after cutting it by four notches to BB+, the first speculative grade, or junk rating, from A-.

First Republic stock tumbles toward a record low after S&P slashes credit rating by another 3 notches

Credit Suisse

UBS Group AG

First Republic shares sank in Monday's premarket trading as UBS's takeover of Credit Suisse ignited market fears of a banking crisis and S&P cut the US lender's debt ratings again.

First Republic shares tank 25% after UBS deal to buy Credit Suisse underscores risks of a banking crisis

First Republic Credit Rating Cut Again by S&P. The Stock Is Tumbling.

Silvergate Capital Corp

A U.S. official said on Sunday that the deposit outflows that left many regional banks reeling in the wake of Silicon Valley Bank's failure had slowed and in some cases reversed, as investors tried to ascertain whether the crisis was contained.

US sees deposits stabilizing as some regional banks reel

Treasury Secretary Janet Yellen and Fed Chair Jerome Powell are seeking to reassure investors to halt a slide in financial stocks.

News for First Republic Stock (FRC)