
FLG Stock Forecast & Price Target
FLG Analyst Ratings
Bulls say
Flagstar Bank NA has demonstrated substantial growth in its commercial and industrial loan segments, with C&I loan commitments rising by 26% quarter-over-quarter, amounting to $2.4 billion in 3Q25. The bank's net interest margin has consistently improved across three consecutive quarters, reaching 1.91%, indicating effective management and potential for further margin expansion in 2026. Additionally, the strategic expansion of its lending teams and the expected growth in noninterest-bearing deposits highlight the bank's focus on enhancing client relationships and capturing market opportunities in high-growth areas.
Bears say
Flagstar Bank's criticized loans have shown a significant decline of $2.8 billion year-to-date, totaling $12.1 billion, but the persistent reduction does not fully alleviate concerns regarding overall loan performance—average loans dropped by $2.3 billion quarter-over-quarter, primarily due to elevated payoffs in multifamily and commercial real estate. Additionally, the bank has lowered its 2026 earnings per share forecast to $0.58, which is notably below its guidance range and indicates potential challenges in meeting financial expectations. The decrease in fee income by $4 million and a noninterest expense that was higher than anticipated further contribute to a negative outlook on Flagstar Bank's stock performance.
This aggregate rating is based on analysts' research of Flagstar Financial Inc and is not a guaranteed prediction by Public.com or investment advice.
FLG Analyst Forecast & Price Prediction
Start investing in FLG
Order type
Buy in
Order amount
Est. shares
0 shares