
FIGR Stock Forecast & Price Target
FIGR Analyst Ratings
Bulls say
Figure Technology Solutions Inc. is experiencing significant growth in its loan marketplace, with partner-branded loans comprising 76% of total loan originations year-to-date, an increase from 67% in 2024. The company has reported a remarkable 115% year-over-year surge in consumer loan marketplace volume, driven by new partnerships and enhancements within its offerings, particularly in the HELOC segment. Financial metrics indicate an upward revision in 2025-2027 adjusted EBITDA estimates by 25-30%, reflecting strong origination partner growth and elevated revenue forecasts due to increased take rates and robust consumer demand.
Bears say
Figure Technology Solutions Inc. reported a decrease in consumer loan marketplace revenue, with a 6% month-over-month decline, indicating potential volatility in its revenue streams despite a 115% year-over-year increase. Projections for GAAP earnings per share are expected to decline by 3-5% in the next two years due to higher stock-based compensation, which may hinder financial performance. The company's outlook is further threatened by potential slowdowns in the Home Equity Line of Credit (HELOC) market and a weakening credit market that could lead to reduced demand from funding partners, increasing the risk of defaults and impacting overall business stability.
This aggregate rating is based on analysts' research of Figure Technology Solutions, Inc. and is not a guaranteed prediction by Public.com or investment advice.
FIGR Analyst Forecast & Price Prediction
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