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FIGR
Volume: 341
FIGR logo

FIGR Stock Forecast & Price Target

FIGR Analyst Ratings

Based on 9 analyst ratings
Buy
Strong Buy 22%
Buy 44%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

Figure Technology Solutions Inc. has significantly shifted towards a marketplace model, with partner-branded loans now comprising 76% of total loan originations, a notable increase from 67% in 2024. The company's consumer loan marketplace revenue surged by 80.9% in FY24, bolstered by the addition of 73 funding partners and rising home prices, demonstrating a robust demand for their lending solutions. Additionally, following a strong performance in 3Q, adjusted EBITDA estimates for 2025-2027 have been raised by 27%, reflecting heightened consumer loan marketplace volumes and an optimistic outlook on HELOC lending growth, which underscores the company's potential for continued financial success.

Bears say

Figure Technology Solutions Inc. faces a negative outlook primarily due to anticipated declines in GAAP EPS by 3-5% for 2026-2027, driven by increased stock-based compensation and potential slowdowns in growth, especially in the HELOC market stemming from unfavorable market conditions. The company's reliance on a limited 5% of originations held on its balance sheet raises concerns, as a weakening credit market could diminish demand from funding partners, adversely impacting origination volumes. Additionally, signs of increasing defaults and delinquencies in the credit market are expected to significantly impede Figure's business performance, leading to further downward pressure on financial estimates.

FIGR has been analyzed by 9 analysts, with a consensus rating of Buy. 22% of analysts recommend a Strong Buy, 44% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Figure Technology Solutions, Inc. and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Figure Technology Solutions, Inc. (FIGR) Forecast

Analysts have given FIGR a Buy based on their latest research and market trends.

According to 9 analysts, FIGR has a Buy consensus rating as of Dec 5, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $49.33, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $49.33, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Figure Technology Solutions, Inc. (FIGR)

Volume: 341

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