
FIGR Stock Forecast & Price Target
FIGR Analyst Ratings
Bulls say
Figure Technology Solutions Inc. has successfully transitioned towards a marketplace model, with partner-branded loans now comprising 76% of total loan marketplace originations year-to-date, marking an increase from 67% in the previous year. The company has reported a significant year-over-year growth of 115% in consumer loan marketplace volume, supported by strong demand and expansion in partnerships, particularly within the small to medium-sized business segment. Additionally, adjusted earnings per share estimates for 2026-2027 are projected to rise by 20-24%, with a simultaneous elevation in EBITDA estimates by 25-30%, driven by robust origination partner growth and improved unit economics associated with the company's core HELOC product.
Bears say
Figure Technology Solutions Inc. has reported mixed results with a January consumer loan marketplace revenue of $816 million, reflecting a 6% month-over-month decline but a 115% year-over-year increase. The company is expected to face a decline in GAAP EPS by 3-5% for 2026-2027, largely due to increased stock-based compensation and potential market challenges such as a cooling Home Equity Line of Credit (HELOC) market exacerbated by declining home prices. Furthermore, a weakening credit market could lead to reduced demand from funding partners, negatively impacting originations and increasing risks associated with defaults and delinquencies, which would materially affect the company’s overall financial performance.
This aggregate rating is based on analysts' research of Figure Technology Solutions, Inc. and is not a guaranteed prediction by Public.com or investment advice.
FIGR Analyst Forecast & Price Prediction
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