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FIGR
Volume: 4.54M

FIGR Stock Forecast & Price Target

FIGR Analyst Ratings

Based on 9 analyst ratings
Buy
Strong Buy 22%
Buy 44%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

Figure Technology Solutions Inc. has strategically shifted towards a marketplace model, successfully increasing partner-branded loans to 76% of total loan marketplace originations year-to-date, up from 67% in 2024, which signifies a growing efficiency in its operations. The company's consumer loan marketplace volume experienced a remarkable surge of 115% year-over-year, alongside robust revenue growth expectations, as indicated by a projected 20-24% increase in adjusted EPS estimates for 2026-2027. Furthermore, management's strong performance in HELOC lending, driven by significant growth in consumer loan volumes and new partnerships, has led to enhanced EBITDA estimates, boosting revenue forecasts by 17-21% for the upcoming years.

Bears say

Figure Technology Solutions Inc. has reported a decline of 6% month-over-month in consumer loan marketplace revenue for January, despite a significant year-over-year increase of 115%. The anticipated decline in GAAP EPS by 3-5% for 2026-2027 is attributed to higher stock-based compensation and concerns regarding the potential cooling of the home equity line of credit (HELOC) market, which may be impacted by negative market dynamics such as falling home prices. Furthermore, a weakening credit market is expected to reduce demand from funding partners, thereby exerting pressure on originations, along with higher levels of defaults and delinquencies that would materially impact Figure's business outlook.

FIGR has been analyzed by 9 analysts, with a consensus rating of Buy. 22% of analysts recommend a Strong Buy, 44% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Figure Technology Solutions, Inc. and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Figure Technology Solutions, Inc. (FIGR) Forecast

Analysts have given FIGR a Buy based on their latest research and market trends.

According to 9 analysts, FIGR has a Buy consensus rating as of Feb 14, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $58, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $58, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Figure Technology Solutions, Inc. (FIGR)

Volume: 4.54M

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