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FIGR
Volume: 768.19K

FIGR Stock Forecast & Price Target

FIGR Analyst Ratings

Based on 9 analyst ratings
Buy
Strong Buy 22%
Buy 44%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

Figure Technology Solutions Inc. has demonstrated significant progress in transitioning toward a marketplace model, with partner-branded loans comprising 76% of total loan marketplace originations year-to-date, reflecting a solid increase from 67% in 2024. The company's consumer loan marketplace revenue showed remarkable growth of 80.9% in FY24, supported by an expanding network of funding partners and favorable home price trends, leading to larger loan sizes. Projections for adjusted EPS in 2026-2027 anticipate a 20-24% increase, alongside a 25-30% upward revision of AEBITDA estimates based on a robust consumer loan marketplace and efficient operations leveraging the company's blockchain technology.

Bears say

The analysis presents a negative outlook for Figure Technology Solutions Inc. due to anticipated declines in GAAP earnings per share (EPS) of 3-5% in 2026-2027, primarily driven by increased stock-based compensation and a potential slowdown in the Home Equity Line of Credit (HELOC) market linked to adverse market conditions. Additionally, a weakening credit market is expected to diminish demand from funding partners, thereby adversely affecting loan originations, which are crucial for the company's financial health. Lastly, projected increases in defaults and delinquencies could materially harm Figure's business performance, leading to a significant downside risk to future earnings valuation metrics.

FIGR has been analyzed by 9 analysts, with a consensus rating of Buy. 22% of analysts recommend a Strong Buy, 44% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Figure Technology Solutions, Inc. and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Figure Technology Solutions, Inc. (FIGR) Forecast

Analysts have given FIGR a Buy based on their latest research and market trends.

According to 9 analysts, FIGR has a Buy consensus rating as of Dec 25, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $49.33, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $49.33, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Figure Technology Solutions, Inc. (FIGR)

Volume: 768.19K

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