
FIBK Stock Forecast & Price Target
FIBK Analyst Ratings
Bulls say
First Interstate BancSystem Inc. has demonstrated a positive trajectory in net interest margin (NIM), which expanded to 3.38% with management anticipating further growth towards 3.50% by year-end 2026, supported by upward momentum in earning asset repricing. The bank's improvement in non-performing assets to total assets ratio, which decreased to 52bp, reflects enhanced asset quality primarily due to addressing specific non-accrual relationships. Despite a rise in expenses driven by salaries and wages, the overall financial position remains robust, bolstered by gains in fee income and a promising outlook for incremental earnings growth.
Bears say
First Interstate BancSystem Inc reported a modest decline in spread income, which fell 0.2% quarter-over-quarter to $206.4 million, reflecting underlying weakness in its loan portfolio with a 5.2% decrease in loans on a linked-quarter annualized (LQA) basis. The bank anticipates stagnant to declining loan balances while predicting modest deposit growth of only 1-3% for 2026, indicating potential challenges in generating revenue. Furthermore, significant economic deterioration in the Inland Northwest region poses additional risks to the bank’s financial stability and growth prospects.
This aggregate rating is based on analysts' research of First Interstate BancSystem and is not a guaranteed prediction by Public.com or investment advice.
FIBK Analyst Forecast & Price Prediction
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