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FCNCA
Volume: 36.68K

FCNCA Stock Forecast & Price Target

FCNCA Analyst Ratings

Based on 9 analyst ratings
Buy
Strong Buy 22%
Buy 22%
Hold 56%
Sell 0%
Strong Sell 0%

Bulls say

First Citizens BancShares Inc displayed robust financial performance, evidenced by a significant 11.6% annualized growth in demand deposits, primarily attributed to a $778 million increase in SVB Commercial deposits driven by new clients in the Technology and Healthcare sectors. Loan growth reached an impressive 9.9% year-over-year, supported by strength in global fund banking, while net interest margin (NIM) held steady at 3.26%, reflecting effective cost management and stable asset yields. The company's strategic initiatives are expected to bolster liquidity and enhance capital deployment flexibility, positioning it for modest expansion and improved efficiency in the coming years.

Bears say

First Citizens BancShares has reported a decline in overall loan growth, with a $89 million decrease sequentially, driven by significant declines in the Tech & Healthcare sectors despite some growth in Global Fund Banking. The management has also adjusted its full-year net interest income (NII) guidance downward, reflecting a modified outlook based on the current interest rate environment. Additionally, while non-performing charge-offs (NCOs) have reached their lowest levels since 2Q24, the bank continues to face sector-specific challenges, particularly in commercial real estate (CRE), which may adversely impact credit quality and revenue stability.

FCNCA has been analyzed by 9 analysts, with a consensus rating of Buy. 22% of analysts recommend a Strong Buy, 22% recommend Buy, 56% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of First Citizens BancShares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About First Citizens BancShares (FCNCA) Forecast

Analysts have given FCNCA a Buy based on their latest research and market trends.

According to 9 analysts, FCNCA has a Buy consensus rating as of Jan 13, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $2,172.89, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $2,172.89, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

First Citizens BancShares (FCNCA)

Volume: 36.68K

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