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FCNCA
Volume: 79.72K
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FCNCA Stock Forecast & Price Target

FCNCA Analyst Ratings

Based on 10 analyst ratings
Buy
Strong Buy 30%
Buy 20%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

First Citizens BancShares demonstrated robust financial performance, highlighted by an impressive annualized growth of 11.6% in demand deposits, propelled by a significant $778 million increase in SVB Commercial deposits amidst a challenging fundraising environment. The company's loan growth reached an impressive 9.9% on a linked-quarter average (LQA) basis, significantly supported by strong activity in global fund banking, while net interest margin (NIM) remained resilient at 3.26%, backed by disciplined cost management. Additionally, the bank's focus on effective deposit cost management and maintaining stable asset yields contributed to the stability of NIM, indicating a solid foundation for continued organic deposit growth and capital deployment flexibility moving forward.

Bears say

First Citizens BancShares is facing significant sector-specific challenges, particularly in the commercial real estate (CRE) sector, which is affecting its overall credit quality despite a recent decline in net charge-offs (NCOs) to their lowest level since 2Q24. The bank reported a decrease in total loans by $89 million, with notable weaknesses in the Tech and Healthcare sectors overshadowing growth in Global Fund Banking. Furthermore, management has revised its full-year net interest income (NII) guidance downward to a range of $6.68 billion to $6.88 billion, reflecting concerns over the revised rate curve and anticipated results for 2Q25.

FCNCA has been analyzed by 10 analysts, with a consensus rating of Buy. 30% of analysts recommend a Strong Buy, 20% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of First Citizens BancShares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About First Citizens BancShares (FCNCA) Forecast

Analysts have given FCNCA a Buy based on their latest research and market trends.

According to 10 analysts, FCNCA has a Buy consensus rating as of Dec 5, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $2,139, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $2,139, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

First Citizens BancShares (FCNCA)

Volume: 79.72K

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