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ESQ
Volume: 20
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ESQ Stock Forecast & Price Target

ESQ Analyst Ratings

Based on 2 analyst ratings
Hold
Strong Buy 0%
Buy 50%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

The financial performance of Esquire Financial Holdings Inc. demonstrates a robust outlook, highlighted by strong regulatory capital ratios, with the Total Risk-Based Capital (RBC) and Common Equity Tier 1 (CET1) ratios rising approximately 40 basis points to 16.52% and 15.27%, respectively. The company experienced a notable increase in net interest income (NII) by 7.1% quarter-over-quarter, supported by a 14% annualized growth in loan balances and a 22% increase in end-of-period deposits, reflecting solid loan growth that matches deposit growth. Projections indicate continued expansion in loan portfolios, particularly in litigation-related lending, with expected loan growth rates of 18% for 2025 and 16% for 2026.

Bears say

Esquire Financial Holdings Inc. is facing a negative outlook primarily due to a projected decline in noninterest income, with an expected decrease of 1% in 2025 despite a slight recovery anticipated in 2026. Additionally, excess cash on hand is negatively impacting the net interest margin (NIM), which could hinder profitability if not effectively deployed into loans. The company is also grappling with significant risk factors, including potential slowdowns in its litigation business, cybersecurity threats, and credit deterioration in its New York-centric commercial real estate portfolio, all of which could impede financial performance.

ESQ has been analyzed by 2 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 50% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Esquire Financial Hlds and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Esquire Financial Hlds (ESQ) Forecast

Analysts have given ESQ a Hold based on their latest research and market trends.

According to 2 analysts, ESQ has a Hold consensus rating as of Dec 5, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $113, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $113, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Esquire Financial Hlds (ESQ)

Volume: 20

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