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EFSC
Volume: 290.28K

EFSC Stock Forecast & Price Target

EFSC Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 33%
Buy 33%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

Enterprise Financial Services Corporation demonstrates a solid financial position marked by an 8% increase in end-of-period total deposits and a rise in net interest margin (NIM) to 4.26%, reflecting effective management of interest-earning assets. The company's tangible book value (TBV) grew by 4% quarter-over-quarter, supported by robust internal capital generation, further indicating strong financial health and a favorable return on assets (ROA) and return on tangible common equity (ROTCE) reported at 1.09% and 11.5%, respectively. Despite an increase in non-performing assets (NPAs), the company's expectations for full recovery on several secured loans and sustainable growth in core fee income underpin a positive outlook for operational leverage and revenue growth going forward.

Bears say

The negative outlook for Enterprise Financial Services Corporation (EFSC) is primarily attributed to a projected 1% year-over-year decline in core fee income, which reflects a concerning trend of underperformance against expectations and a significant sequential decline of 20%. The company experienced a reduction in loan quality, as evidenced by a 3% decrease in loans held for investment, along with rising non-performing loans (NPLs) and a reduced allowance for credit losses (ACL) ratio of 1.19%. Additionally, regulatory capital ratios have weakened, with notable declines in key metrics, raising concerns about credit quality, operational efficiency, and overall growth potential amidst various macroeconomic challenges.

EFSC has been analyzed by 3 analysts, with a consensus rating of Buy. 33% of analysts recommend a Strong Buy, 33% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Enterprise Financial Services and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Enterprise Financial Services (EFSC) Forecast

Analysts have given EFSC a Buy based on their latest research and market trends.

According to 3 analysts, EFSC has a Buy consensus rating as of Mar 17, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $66, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $66, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Enterprise Financial Services (EFSC)

Volume: 290.28K

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