
DCOM Stock Forecast & Price Target
DCOM Analyst Ratings
Bulls say
Dime Commercial is well-positioned for future growth, with a strong earnings momentum driven by several catalysts, including increased net interest income and strong core deposit growth. With a forecasted NIM expansion of ~35 to 40 basis points and a shift to higher yielding and more profitable loans, Dime Commercial is expected to see peer-leading EPS growth in 2026 and 2027. Furthermore, the company's focus on reducing its CRE concentration and improving overall credit trends should mitigate potential risks and support its financial performance in the future.
Bears say
Dime Commercial is expected to experience modest NIM expansion in 2Q26, with stronger expansion in 2H26 as back book repricing picks up. However, EPS estimates have been lowered due to a first quarter miss and increased expenses, with a projected efficiency ratio of sub-50% in 2026 compared to 53.4% in 2025. Additionally, the bank's success in driving down deposit costs may not be sustainable, and the decline in average earning assets could impact net interest income in the future.
This aggregate rating is based on analysts' research of Dime Community Bank and is not a guaranteed prediction by Public.com or investment advice.
DCOM Analyst Forecast & Price Prediction
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