
Civista Bancshares (CIVB) Stock Forecast & Price Target
Civista Bancshares (CIVB) Analyst Ratings
Bulls say
Civista Bancshares is showing strong organic growth in its loans and deposits, particularly in its residential real estate segment. With a focus on C&I lending and core funding, the company is expected to maintain steady growth and improve its profitability. Risks to consider include potential credit and liquidity issues, as well as the company's history of active M&A and potential misuse of capital. The company's NIM and NII are also tracking higher than expected, indicating strong financial performance.
Bears say
Civista Bancshares is projected to experience strong earnings per share (EPS) growth in 2026, with a projected increase from $2.45 to $2.60 due to improved net interest margin (NIM), lower expenses and a smaller share count. While the current 1Q26 EPS estimate may not fully reflect the bank's earnings potential, the 4Q26 estimate suggests a significant jump to $3.00. The recent issuance of shares and execution of M&A transactions may cause short-term EPS challenges, but the long-term focus should be on the bank's ability to leverage the added equity and generate cost savings.
This aggregate rating is based on analysts' research of Civista Bancshares and is not a guaranteed prediction by Public.com or investment advice.
Civista Bancshares (CIVB) Analyst Forecast & Price Prediction
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