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CHYM
Volume: 3.78M
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CHYM Stock Forecast & Price Target

CHYM Analyst Ratings

Based on 14 analyst ratings
Buy
Strong Buy 21%
Buy 50%
Hold 29%
Sell 0%
Strong Sell 0%

Bulls say

Chime Financial Inc. has demonstrated strong growth fundamentals, with its member base exceeding 8 million and achieving a compound annual growth rate (CAGR) of 21% over the past two years, accelerating to 23% in the latest quarter. Additionally, the average revenue per active member (ARPAM) has risen 12% in Q2, reaching $245, reflecting enhanced user engagement and the effectiveness of its MyPay service rollout. As the MyPay user base matures, expectations for improved loss rates suggest a positive trend for the company’s overall financial stability and performance.

Bears say

Chime Financial's outlook is negatively impacted by the potential ineffectiveness of its risk model in responding to macroeconomic changes, which poses a significant risk of increased credit-related losses during economic downturns. Additionally, the company faces challenges in attracting and retaining active members and increasing average revenue per active member (ARPAM), which could further detriment its financial condition and operating results. Furthermore, altered pricing agreements and regulatory changes could influence Chime's payments revenue, exacerbating existing financial vulnerabilities.

CHYM has been analyzed by 14 analysts, with a consensus rating of Buy. 21% of analysts recommend a Strong Buy, 50% recommend Buy, 29% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Chime Financial Inc and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Chime Financial Inc (CHYM) Forecast

Analysts have given CHYM a Buy based on their latest research and market trends.

According to 14 analysts, CHYM has a Buy consensus rating as of Dec 5, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $33.36, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $33.36, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Chime Financial Inc (CHYM)

Volume: 3.78M

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