
City Hld (CHCO) Stock Forecast & Price Target
City Hld (CHCO) Analyst Ratings
Bulls say
City Holding Co. demonstrates a robust financial outlook, supported by a 24% increase in 2025 EPS estimates, with the company's net interest margin (NIM), credit quality, and fee income proving more resilient than anticipated. Additionally, the company's asset earning average (AEA) growth of 6% surpassed expectations, contributing to a notable net interest income (NII) beat of $0.13. Furthermore, City Holding's strategic positioning in a volatile rate environment, characterized by a low and stable cost of deposits and an increase in fee income—comprising 20% of its revenue—reinforces a foundation for continued financial strength.
Bears say
City Holding Co faces ongoing headwinds due to the potential loss of revenue linked to regulatory and political scrutiny, particularly concerning the $10 billion threshold, which currently limits the company's operational capacity. Despite a recent decline in non-performing assets (NPAs) to 0.33% and a reduction in the allowance for credit losses (ACL) to 0.45%, the company's financial metrics indicate a concerning trend regarding asset quality. Additionally, fluctuations in tangible book value (TBV) suggest that any significant changes could translate to equivalent shifts in valuation, reflecting the company's vulnerability to external factors and regulatory environments.
This aggregate rating is based on analysts' research of City Hld and is not a guaranteed prediction by Public.com or investment advice.
City Hld (CHCO) Analyst Forecast & Price Prediction
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