
Cullen/Frost Bankers (CFR) Stock Forecast & Price Target
Cullen/Frost Bankers (CFR) Analyst Ratings
Bulls say
Cullen/Frost Bankers anticipates average deposit growth of 2-3% for 2025, reinforcing its solid footing within the Texas market. The bank also expects a positive monthly net interest income impact of approximately $1.8 million should rate cuts not materialize, which indicates a strong resilience to potential interest rate fluctuations. Furthermore, despite projecting high-single digit growth in noninterest expenses on a GAAP basis, the bank's focus on small to medium-size commercial clients positions it well for sustained profitability and market expansion.
Bears say
Cullen/Frost Bankers has identified a need to slow expense growth in 2026 to improve its financial performance, indicating potential difficulties in managing operational costs effectively. The bank also faces asset quality risks due to possible economic downturns, which could lead to increased nonperforming assets and net charge-offs, ultimately adversely affecting net income. Furthermore, competitive pressures in a tightening interest rate environment could compress net interest margins, creating significant challenges for revenue generation and exacerbating the potential for earnings shortfalls.
This aggregate rating is based on analysts' research of Cullen/Frost Bankers and is not a guaranteed prediction by Public.com or investment advice.
Cullen/Frost Bankers (CFR) Analyst Forecast & Price Prediction
Start investing in Cullen/Frost Bankers (CFR)
Order type
Buy in
Order amount
Est. shares
0 shares