Revenue segments as reported by the company.

Net interest income

Non interest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Non interest expense

Provision (benefit) for credit losses

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Citizens Financial Group

Citizens Financial Group, Inc. engages in the provision of commercial banking services. It operates through the Consumer Banking and Commercial Banking segments. The Consumer Banking segment includes deposit products, mortgage and home equity lending, student loans, auto financing, credit cards, business loans, and wealth management and investment services. The Commercial Banking segment offers lending and leasing, trade financing, deposit and treasury management, foreign exchange and interest rate risk management, corporate finance and debt, and equity capital markets. The company was founded in 1828 and is headquartered in Providence, RI.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Citizens Financial Group exceeds expectations in Q4 2022 earnings

CFG's Q4 2022 performance was strong, exceeding full-year expectations with a focus on expense management and capital return to shareholders.
While facing economic uncertainties and NIM challenges, the company aims to capitalize on growth opportunities in fee income and deposit dynamics.
Strategic initiatives across segments position CFG for positive operating leverage and continued growth in a changing rate environment.
Investors should monitor ACL trends, NIM adjustments, and the successful execution of expense reduction programs for future performance.

Citizens Financial Group maintains strong performance amidst growth opportunities

Citizens Financial Group showcased strong financial performance with a focus on capital strength, customer relationships, and strategic initiatives amidst a challenging environment.
While facing short-term challenges like NII decline and inflation impact considerations, the bank remains optimistic about growth opportunities in deposits, fee income, and investment banking.
Balancing expense management with strategic investments and credit underwriting sophistication will be crucial for the bank to navigate uncertainties and deliver attractive returns to stakeholders.

Citizens Financial Group reports solid Q2 performance amidst margin challenges

Citizens Financial Group (CFG) delivered strong financial results in Q2 2023, focusing on talent enhancement, strategic growth initiatives, and capital strength. Challenges include margin pressures and navigating a changing interest rate environment. The company is well-positioned to capitalize on opportunities for growth and stability in the coming quarters.

Citizens Financial Group maintains stability and outperformance amidst Q3 challenges

Citizens Financial Group's Q3 performance showed resilience with a focus on balance sheet strength and strategic initiatives despite challenges in Capital Markets deals. The bank's strengths in CET1 ratio, ACL coverage, and low-cost deposit growth position it well for continued stability and outperformance. Opportunities in NII trajectory, loan portfolio growth, and leveraging the New York market provide avenues for future growth.

Citizens Financial Group (CFG) reports robust 2023 performance and eyes growth opportunities in 2024

Citizens Financial Group (CFG) demonstrated strong financial performance in 2023, focusing on balance sheet strength, cost efficiency, and growth in spot loans.
Challenges for 2024 include managing charge-offs, NII and NIM bottoming, and consumer deposit behavior, while opportunities lie in organic growth initiatives and Basel III benefits.
The bank's disciplined approach to risk management, expense reductions, and shareholder returns positions it well for future growth and profitability.

Citizens Financial Group (CFG) posts resilient Q1 results amidst growth opportunities

Citizens Financial Group (CFG) reported a strong Q1 performance with solid financial metrics and progress in strategic initiatives. While facing challenges in loan growth and NII expectations, the bank remains well-positioned to capitalize on opportunities for deposit growth and capital flexibility. Navigating economic uncertainties with caution, CFG aims to leverage its strengths to drive sustainable growth and shareholder value.

Citizens Financial Group (CFG) reports resilient Q3 performance and navigates rate challenges

Citizens Financial Group (CFG) delivered solid financial results in Q3 2024, showcasing progress in strategic initiatives and maintaining balance sheet strength. Challenges include managing NII decline and navigating deposit beta dynamics amidst rate cuts. Opportunities exist in optimizing margins, leveraging efficiencies, and capitalizing on growth prospects.

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Cost of revenue

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SG&A

Other

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EBITDA

Net income

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Intangibles

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Net debt

Book value per share

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Change in working capital

Cash from investing

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Purchase/sale of business

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Cash from financing

Change in stock

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Citizens Bank, one of the largest U.S. regional banks, will pay a $9 million civil penalty to resolve charges it mismanaged customers' credit card disputes and fraud claims, the Consumer Financial Protection Bureau said on Tuesday.

Citizens Bank to pay $9 mln penalty over credit card practices -US regulator

Ally Financial

KeyCorp

Regions Financial

Truist Financial

It always seems to happen when something blows up on Wall Street or in the financial world.

Goldman Sachs Says Buy These 5 Regional Banks With Huge Dividends Before It Is Too Late

PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group, Inc. (NYSE: CFG) announced today that Chairman and Chief Executive Officer Bruce Van Saun will participate in the Bernstein 39th Annual Strategic Decisions Conference 2023 to be held on Friday, June 2, 2023 at 11:00 am ET. The live webcast will be available at https://investor.citizensbank.com under Events & Presentations. About Citizens Financial Group, Inc. Citizens Financial Group, Inc. is one of the nation's oldest and largest.

Citizens Financial Group to Participate in the Bernstein 39th Annual Strategic Decisions Conference 2023

Fifth Third Bancorp

Huntington Bancshares

M&T Bank

PNC Financial Services

U.S. Bancorp

Wells Fargo

The worst may be over for U.S. banks, with liquidity fears that led to the recent failures of three regional institutions subsiding, but banks also face a longer-term challenge — a reversal of the flow of cash into noninterest-bearing transaction accounts during years of government and Federal-Reserve stimulus before and during the COVID-19 pandemic.

Profit risks for 10 large regional banks: How a reversal of pandemic deposit trends could cut earnings

Banco Bilbao Vizcaya Argentaria

Banco de Chile

British American Tobacco

Chesapeake Energy

Devon Energy

Eni SpA Sponsored ADR

Ecopetrol

Energy Transfer LP Unit

Diamondback Energy

Icahn Enterprises

MPLX

Petroleo Brasileiro

Pioneer Natural Resources

Stellantis N.V. 

Dogsofthedow.com published this May list of 50 Large Cap High Dividend stocks 5/5/23. Dogsofthedow.com published this list for investors who “don't want to simply focus on high dividend yield only to discover the stock price plunging or the corporation has gone belly-up."

43 May 2023 Ideal Dividend Large-Cap High-Yield Stocks

Higher interest rates and the banking crisis led to a rotation into higher-yielding assets and bank account products. This has driven up bank funding costs and hurt bank margins.

Which Super-Regional Bank Had the Best Deposit Base During the First Quarter?

Citigroup

Banks are dealing with funding pressure and margin compression this year. But many bank stocks also trade at attractive valuations and can navigate this environment.

3 Top Bank Stocks to Buy in May

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Citizens Financial Group (CFG) have what it takes?

Citizens Financial Group (CFG) Could Be a Great Choice

PROVIDENCE, R.I.--(BUSINESS WIRE)--Third paragraph should read: Head of Consumer Banking since 2020, Coughlin is responsible for both national and regional banking, including Retail Banking & Distribution, Deposits, Credit & Debit card, Digital channels, Consumer Lending, Mortgage, Business Banking, Wealth Management, Citizens Access, and Citizens Pay. Citizens has more than 1,100 branches, $172 billion in deposits, and total assets of $222.3 billion. He has been with Citizens for more.

CORRECTING and REPLACING Citizens Financial Group Appoints Coughlin, Johnson as Vice Chairmen

PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group, Inc. [NYSE: CFG] today announced that Brendan Coughlin, Head of Consumer Banking, and Beth Johnson, Chief Experience Officer and Head of ESG, have been named Vice Chairmen. They join Don McCree, Head of Commercial Banking, and John Woods, Chief Financial Officer, as Vice Chairmen of Citizens. Chairman and CEO Bruce Van Saun commented: “Brendan and Beth have both been pivotal to the strong execution of our transformation and growth pla.

Citizens Financial Group Appoints Coughlin, Johnson as Vice Chairmen

First Republic

PacWest Bancorp

Western Alliance Bancorporation

Shares of a number of midsize lenders fell sharply Tuesday following the collapse of First Republic Bank, a sign that investors are still worried about the industry's health.

Regional Bank Stocks Plunge Ahead of Fed Meeting

PROVIDENCE, R.I.--(BUSINESS WIRE)-- #CBCI--Corporate treasury departments are embracing social tokens, real-time payments, virtual cards and other digital innovations for their speed, security and convenience, according to new research from Citizens. Yet, traditional payment modes – checks, automated clearing house (ACH) and physical credit cards – still have a stronghold. “This is a time of disruption in the payments world,” said Matt Richardson, executive vice president and head of treasury product s.

Citizens' 2023 Payment Trends Survey Finds Middle-market Companies Are Embracing Modern Payments, yet Traditional Methods Persist

NVIDIA

Global Payments

Newell Brands

On Semiconductor and Nvidia were among S&P 500 winners Monday, while regional bank stocks were among the worst performers. The post S&P 500: Nvidia Stock Is A Top Performer, While Regional Banks Skid appeared first on Investor's Business Daily.

S&P 500: Nvidia Stock Is A Top Performer, While Regional Banks Skid

UMB Financial

JPMorgan Chase's stocks have soared following its assumption of First Republic Bank deposits.

Citizens, PNC, UMB Stock Plummet After First Republic's Epic Failure—Here Are The Bank Stocks That Are Plunging

Citizens Financial saw higher funding costs as a result of the recent banking crisis. The recent sell-off of the stock leaves the bank attractively valued.

Citizens Financial Group Significantly Lowers Guidance But Remains Attractive on Valuation

Regional banks can compete with the bigger banks. So said Citizens Financial Group CEO Bruce Van Saun on Tuesday (April 25) when speaking with Bloomberg's Baystate Business Hour Podcast.

Citizens Financial CEO Says Regional Banks Can Compete

PROVIDENCE, R.I.--(BUSINESS WIRE)-- #CBCI--Citizens announced today that its national Citizens Business Conditions Index™ (CBCI) rose to 53.9 in the first quarter, reflecting continued strength in the labor market, more new business openings and positive corporate revenue trends. The Index had dipped below 50 during the fourth quarter of last year and the bounce-back during the first quarter signaled a return to positive business conditions. The labor market has remained resilient despite aggressive Fe.

Citizens Business Conditions Index™ Bounces Back in Q1

PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group's Board of Directors has been named 2023 “Top Public Company Board of the Year” by the National Association of Corporate Directors New England Chapter (NACDNE) as part of the association's “Director of the Year” awards program. The NACDNE awards celebrate and honor some of New England's most engaged boardroom leaders who exemplify knowledge, leadership, and excellence in corporate governance. Citizens Chairman and CEO Bruce Van Saun ac.

Citizens Financial Group named 2023 Public Company Board of the Year by National Association of Corporate Directors New England Chapter

Citizens Financial: Beaten Down, Undervalued, But Lower Profits Ahead.

Citizens Financial: Beaten Down, Undervalued, But Lower Profits Ahead

Bank of America

Bank of New York Mellon

Bank of Montreal

Cullen/Frost Bankers

Canadian Imperial Bank of Commerce

Comerica

East West Bancorp

First Horizon National

Goldman Sachs

JPMorgan Chase & Co

Northern Trust

Royal Bank of Canada

Synovus Financial

State Street

Zions Bancorp

It has been a rollercoaster ride for the Banks sector over the past month and a half. In this article, we take a look at some of the key metrics investors ought to be familiar with which explain a lot of the price action so far.

Allocating To Banks Preferreds In A Difficult Market

Citizens Financial Group, Inc. (CFG) Q1 2023 Earnings Call Transcript

Higher interest rates and NII support Citizens Financial's (CFG) Q1 earnings, while a fall in non-interest income, and higher expenses and provisions are headwinds.

Citizens Financial (CFG) Q1 Earnings Miss on Provisions, NII Rise

While the top- and bottom-line numbers for Citizens Financial Group (CFG) give a sense of how the business performed in the quarter ended March 2023, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Compared to Estimates, Citizens Financial Group (CFG) Q1 Earnings: A Look at Key Metrics

Citizens Financial Group Inc reported a first-quarter profit on Wednesday that missed Wall Street estimates as the lender recorded a drop in deposits and set aside more rainy-day funds to cover for loans, amid fears of a looming recession.

Citizens Financial misses profit estimates as it sets aside more rainy-day funds

Capital One

We're about to see how the recent banking turmoil affected regional financial institutions.

What Should Investors Watch in Regional Bank Earnings?

News for Citizens Financial Group Stock (CFG)