
CCBG Stock Forecast & Price Target
CCBG Analyst Ratings
Bulls say
Capital City Bank Group Inc. has demonstrated notable improvement in its net interest margin (NIM), which expanded 8 basis points quarter-over-quarter to 4.30%, surpassing prior expectations of a stable NIM. Despite soft growth trends, the company's balance sheet is considered well-positioned to safeguard its NIM against potential cuts, reflecting a cumulative increase of 18 basis points since the beginning of the easing cycle in September. Additionally, the banking group's reserve percentage increased slightly to 1.13%, indicating proactive financial management and risk mitigation strategies.
Bears say
Capital City Bank Group experienced a decline in period-end loans of 4% and a significant drop in deposits of 8% during the last quarter, both reflecting adverse trends in its core banking operations. Despite demonstrating strong revenue growth and profitability in recent reports, these decreases in loans and deposits may indicate underlying issues in customer retention or market demand. Such factors could diminish investor confidence and adversely impact the stock's long-term performance outlook.
This aggregate rating is based on analysts' research of Capital City Bank Group and is not a guaranteed prediction by Public.com or investment advice.
CCBG Analyst Forecast & Price Prediction
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